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How much are you earning per annum?

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  #9231 (permalink)  
Old 01-01-2016, 08:18 PM
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Originally Posted by aplover View Post
If coe prices would hit it's low, it would be between 2016 and 2017 when the bulk of deregistrations take place. There after it is only up n up.

Govn has made it clear that a car light country is what it wants so it would eventually start to reduce vehicle population or keep it stagnant. Even if it keeps vehicle growth stagnant, because the population will keep growing with generally more middle class and higher, there will be more people who can afford cats so coe prices would go up still.

My opinion is anything at the 30k plus coe value is too good to miss already
Looks like 2016-2017 is the last chance to own a new car.

After 2018 the quota will shrink rapidly and COE will shoot to $200k. No wonder I saw a report forecasting that high COE.

I better convince my wife to get my dream Altis soon.

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  #9232 (permalink)  
Old 02-01-2016, 01:05 PM
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Originally Posted by Unregistered View Post
Looks like 2016-2017 is the last chance to own a new car.

After 2018 the quota will shrink rapidly and COE will shoot to $200k. No wonder I saw a report forecasting that high COE.

I better convince my wife to get my dream Altis soon.
No rush for me as 200k is still within my budget. It just means getting an entry level sedan from the Japanese/Korean brands instead of a German marque. A car that gets me from A to B is a good car, even an entry level sedan beats the bus and MRT.

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  #9233 (permalink)  
Old 02-01-2016, 01:44 PM
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No rush for me as 200k is still within my budget. It just means getting an entry level sedan from the Japanese/Korean brands instead of a German marque. A car that gets me from A to B is a good car, even an entry level sedan beats the bus and MRT.
Just came back from LengKee showroom.
What a sight!
Car showroom looks like fish market.
I really worry that COE might shoot back up.

Should I buy my Altis now? I common afford if COE shoot back to $100k, if government suddenly changes some laws in the coming budget announcement.....

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  #9234 (permalink)  
Old 02-01-2016, 02:31 PM
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Just came back from LengKee showroom.
What a sight!
Car showroom looks like fish market.
I really worry that COE might shoot back up.

Should I buy my Altis now? I common afford if COE shoot back to $100k, if government suddenly changes some laws in the coming budget announcement.....
Don't wait any longer. Can buy new car now. There are good Korean cars selling for less than $100k. Very cheap if your household income is at least $100k pa since you're just paying $10k pa to own the car.


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  #9235 (permalink)  
Old 02-01-2016, 03:03 PM
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Originally Posted by Unregistered View Post
Don't wait any longer. Can buy new car now. There are good Korean cars selling for less than $100k. Very cheap if your household income is at least $100k pa since you're just paying $10k pa to own the car.
Wow, your car runs on urine, parks on fields (free mah...), insurance provided by your dear grandfather, never ages or break down and best of all, the TP lays give chance one LOL
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  #9236 (permalink)  
Old 02-01-2016, 03:39 PM
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Wow, your car runs on urine, parks on fields (free mah...), insurance provided by your dear grandfather, never ages or break down and best of all, the TP lays give chance one LOL
I said $10k pa to OWN the car. It will cost another $10k pa to use and maintain the car. That's $20k pa to own and operate the car. If you take the taxi everyday, it may cost you about the same every year. 20% of income spent on transport is not high. Your BTO flat mortgage is paid by your CPF, so you still have money for other spendings.
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  #9237 (permalink)  
Old 02-01-2016, 09:40 PM
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Agree with the rest, quite under-achiever. Quite normal to reach there before 40 years old.
Wah like that still under-achiever it seems like a lot oh HNI too free nothing to do come here haha.... talk is cheap...

my 2cents

I think how much net worth u have depend on what is your current life style " wealth is measured by how long u can live on with your current assets that generate a passive income" when u decided to quit anytime.

this wealth is worth something.

in order to be wealthy, one has to not only live within your means... u have to live way below your means in order to accumulate wealth during your early age ..

I do not have inheritance, i am 34 this year and is financially well to do...
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  #9238 (permalink)  
Old 02-01-2016, 09:48 PM
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insert the missing message
Quote:
Originally Posted by Unregistered View Post

Agree with the rest, quite under-achiever. Quite normal to reach there before 40 years old.
Quote:
Originally Posted by Unregistered View Post
Haha true lah. What a bunch of jokers.

Anyways, here's my stats:
41 year old with 2 kids
Living in a fully paid up condo
5 room HDB house - on rent
4 room condo ($120k loan left) - on rent

My salary: $260k per annum (including bonus)
Wife salary: $150k per annum (including bonus)

I hope we are doing well.






Wah like that still under-achiever it seems like a lot oh HNI too free nothing to do come here haha.... talk is cheap...

my 2cents

I think how much net worth u have depend on what is your current life style " wealth is measured by how long u can live on with your current assets that generate a passive income" when u decided to quit anytime.

this wealth is worth something.

in order to be wealthy, one has to not only live within your means... u have to live way below your means in order to accumulate wealth during your early age ..

I do not have inheritance, i am 34 this year and is financially well to do...


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  #9239 (permalink)  
Old 03-01-2016, 02:57 PM
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Originally Posted by Unregistered View Post
I said $10k pa to OWN the car. It will cost another $10k pa to use and maintain the car. That's $20k pa to own and operate the car. If you take the taxi everyday, it may cost you about the same every year. 20% of income spent on transport is not high. Your BTO flat mortgage is paid by your CPF, so you still have money for other spendings.
Hi serpent,
And Ina post encouraging people to buy a car, you would assume that people buy a. At so that they can park it in a field without using it??


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  #9240 (permalink)  
Old 03-01-2016, 08:43 PM
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Did you check your CPF account?

I'm happy to see I got about $11k in CPF interest in total from my CPF OA, SA and MA for 2015.

How about you? How much did you get?
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