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How much are you earning per annum?

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  #8231 (permalink)  
Old 21-07-2015, 08:18 PM
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Totally agree.. should not pamper the next generation... many have became so soft and pampered that they take things for granted and don't know how to plan for themselves.

A token sum for the patent when they start working teaches them about gratitude and sense of responsibility. Not expecting them to take care of the parents during retirement but more to instill the values in them.

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  #8232 (permalink)  
Old 22-07-2015, 11:03 AM
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Using money as a gauge of your children's filial piety to you is too narrow a measure and places unnecessary financial burden on those not earning much, and too easy as a way out for those who earn a lot.

How much money the children gives to parents is thus an unfair measure of filial piety. It trivialises the other form of giving, love and support children give to their parents (especially ageing parents).

All too often, people who earn a lot thought that they are filial if they give some money to their parents every month without visiting them at all. Recently in the news, we hear of parents left in nursing homes (paid by their children) but who were never or infrequently visited by their children.

On the other hand, there are children who dont earn much but take care of their parents' every needs. The parents stay with them with 3 meals provided every day and enjoy their companionship.

By demanding that your children contribute an allowance to you may make them think that that's all they are obligated to do.

But one thing for sure, if you have money, your children will keep coming back. Not that they are after your money, but they dont feel the pressure that you will be asking them for money.

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Originally Posted by Unregistered View Post
Totally agree.. should not pamper the next generation... many have became so soft and pampered that they take things for granted and don't know how to plan for themselves.

A token sum for the patent when they start working teaches them about gratitude and sense of responsibility. Not expecting them to take care of the parents during retirement but more to instill the values in them.


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  #8233 (permalink)  
Old 22-07-2015, 01:00 PM
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Those thinking of buying property for investments to earn rental can forget about it as the risk of an empty condo is very high. We have a BIG supply of condos coming and new FTs coming is not many. There will be many empty condos. Be warned.

It is better for you to keep your money in the CPF Life scheme as you earn at least 4% pa in your CPF SA, RISK FREE. The days of investment properties are over. Sell away your investment property before it is too late.

The only way to solve our big property problem is to stop all land sales for the next 5 years and to increase immigration and inflow of FTs. This will allow the massive oversupply to be absorbed. Those overnight small developers should just give up and sell their properties and business away and focus back on their core business.

We have over investment in investment properties due to massive speculation. Supply of rental properties exceeds demand by a big margin. Stop investment property activities totally. Those who buy private property must be made to sell their HDB flats as this group of property speculators are the most vulnerable in a downturn.

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  #8234 (permalink)  
Old 22-07-2015, 07:23 PM
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where is our dear car dealer? go hiding liao ah?

look at the COE plunging.... in no time, it will drop to $30k...

Huat ah!
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  #8235 (permalink)  
Old 22-07-2015, 07:37 PM
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Don't panic. It's all about demand, supply and government interference. Right now, the government still thinks the property values are high, so they want to see the prices drop a little more. Furthermore, there's a lot of cash in the system. That's why the SSB is created to soak up the excess cash sloshing around.

Had the government removed the cooling measures now, the property prices would shoot up again because the cash in the system.

For those who have already got their investment homes, it is actually a good thing that not many of the new homes were not sold. If they were sold, they would eventually contribute to the supply of rental units bringing down rental returns. As it is, as long as the new homes were not sold, the growth of the supply of rental units will be gradual.

So just wait. In the meantime, keep your extra cash in the SSB to earn gauranteed interest. Once the prices dropped to a level acceptable to the government, they will remove the cooling measures and buyers will return - in large numbers. A lot of buyers are currently waiting on the sidelines.

Quote:
Originally Posted by Unregistered View Post
Those thinking of buying property for investments to earn rental can forget about it as the risk of an empty condo is very high. We have a BIG supply of condos coming and new FTs coming is not many. There will be many empty condos. Be warned.

It is better for you to keep your money in the CPF Life scheme as you earn at least 4% pa in your CPF SA, RISK FREE. The days of investment properties are over. Sell away your investment property before it is too late.

The only way to solve our big property problem is to stop all land sales for the next 5 years and to increase immigration and inflow of FTs. This will allow the massive oversupply to be absorbed. Those overnight small developers should just give up and sell their properties and business away and focus back on their core business.

We have over investment in investment properties due to massive speculation. Supply of rental properties exceeds demand by a big margin. Stop investment property activities totally. Those who buy private property must be made to sell their HDB flats as this group of property speculators are the most vulnerable in a downturn.
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  #8236 (permalink)  
Old 22-07-2015, 08:49 PM
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Quote:
Originally Posted by Unregistered View Post
where is our dear car dealer? go hiding liao ah?

look at the COE plunging.... in no time, it will drop to $30k...

Huat ah!
I hope it will drop to $10k. Then I can buy two new cars!

Huat ah!
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  #8237 (permalink)  
Old 22-07-2015, 09:24 PM
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We should increase the ABSD to 15% for 2nd and more property purchase for citizens and PRs so that we will further dampen investment properties purchase.

Quote:
Originally Posted by Unregistered View Post
Don't panic. It's all about demand, supply and government interference. Right now, the government still thinks the property values are high, so they want to see the prices drop a little more. Furthermore, there's a lot of cash in the system. That's why the SSB is created to soak up the excess cash sloshing around.

Had the government removed the cooling measures now, the property prices would shoot up again because the cash in the system.

For those who have already got their investment homes, it is actually a good thing that not many of the new homes were not sold. If they were sold, they would eventually contribute to the supply of rental units bringing down rental returns. As it is, as long as the new homes were not sold, the growth of the supply of rental units will be gradual.

So just wait. In the meantime, keep your extra cash in the SSB to earn gauranteed interest. Once the prices dropped to a level acceptable to the government, they will remove the cooling measures and buyers will return - in large numbers. A lot of buyers are currently waiting on the sidelines.
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  #8238 (permalink)  
Old 22-07-2015, 09:38 PM
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Quote:
Originally Posted by Unregistered View Post
I hope it will drop to $10k. Then I can buy two new cars!

Huat ah!

yes it will come true soon. let's all buy minimum 2 cars each.

Huat Huat ah!
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  #8239 (permalink)  
Old 22-07-2015, 10:12 PM
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The car dealer is busy selling cars lah, now that the COE has dropped.

No time to write in forum.

Anyway, I am looking forward to seeing fewer cars on the road. More and more cars are being scrapped, so better and smoother driving experience for all.

Quote:
Originally Posted by Unregistered View Post
where is our dear car dealer? go hiding liao ah?

look at the COE plunging.... in no time, it will drop to $30k...

Huat ah!
Reply With Quote
  #8240 (permalink)  
Old 22-07-2015, 10:17 PM
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Quote:
Originally Posted by Unregistered View Post
yes it will come true soon. let's all buy minimum 2 cars each.

Huat Huat ah!
Can buy 4 new cars. Husband, wife, son & daughter. One each, so fair to all. Cars are getting so cheap in Singapore. Who says expensive?
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