How much are you earning per annum?

Originally Posted by Unregistered

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

earn 400k per year but no house.

smoking that good sh*t i see. bro you a loser. get a life lol

Originally Posted by Unregistered

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

You probably earn 40k per year with your dead end job. My advise is to work harder and spend less time dreaming

Originally Posted by Unregistered

earn 400k per year but no house.

smoking that good sh*t i see. bro you a loser. get a life lol

So many CSBs in his post idk where to start lol

Spend 100k a year even after getting rid of car, everyday go Odette for breakfast lunch dinner?

Earn 400k but hiam oil prices too high?

Sure or not live in hdb with parents and not IMH?

chill. take the posts here with a pinch of salt.

anyone can smoke whatever figure they want here.

just take this thread as entertainment.

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

Originally Posted by Unregistered

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

No one cares bro

Originally Posted by Unregistered

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

I am similar, no house no car and similar pay range. My spending pa is likely lower. As long as you are comfortable with your quality and type of life is fine. Underspending is better than overspending.

You should probably consider buying a house at some point since that is a helpful asset regardless of whether you intend to move out anytime soon.

Car is an expensive convenience. I have been thinking about it but doubt will get it

Originally Posted by Unregistered

Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.

Not overly frugal. Many people spend on expensive stuff to show that they are well to do. The truly wealthy people lead simple lifestyles.

Saw someone capping at 230k in tech, cannot be lah.

Mid 30s, I am 275k right now, senior SWE at tech unicorn.

Next level will be around 400k, definitely attainable

Originally Posted by Unregistered

Saw someone capping at 230k in tech, cannot be lah.

Mid 30s, I am 275k right now, senior SWE at tech unicorn.

Next level will be around 400k, definitely attainable

Your mother ******* smelly la dog