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How much are you earning per annum?

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  #8011 (permalink)  
Old 28-06-2015, 09:50 PM
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you have a balanced work life. for me & my wife, we are also in mid forties. Last year income was $450k, we stay in paid 3 bedder condo, got a new car almost paid up, But one thing is that we have little family time as stress is very high.

i guess life is a choice. either you live with a high income but little time, OR moderate income with balanced family time. it's your choice.
I guess we are quite lucky then. We are late 30s combined income $420K, leave office before 630pm and little stress. Net worth abt $3M.

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  #8012 (permalink)  
Old 28-06-2015, 10:16 PM
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I guess we are quite lucky then. We are late 30s combined income $420K, leave office before 630pm and little stress. Net worth abt $3M.
Are you planning to buy a GCB? Nowadays got discount. Very cheap. Only selling at $10m. Grab now.

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  #8013 (permalink)  
Old 28-06-2015, 11:39 PM
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you have a balanced work life. for me & my wife, we are also in mid forties. Last year income was $450k, we stay in paid 3 bedder condo, got a new car almost paid up, But one thing is that we have little family time as stress is very high.

i guess life is a choice. either you live with a high income but little time, OR moderate income with balanced family time. it's your choice.
In life, money is not everything. No point having lots of money but your family is a broken family. Your kids become alienated from you and they go astray. In today's society, many youth are involved in immoral activities such as drinking, smoking, premarital sexual activities, prosmicuity, teenage pregnancies, substance abuse, gangsterism, etc, even among well do families, because of parental negligence. Society goes into steep moral decline due to the pursuit of materialism.

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  #8014 (permalink)  
Old 29-06-2015, 12:11 AM
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A good article from moneysmart.sg blog

h t t p : // blog . moneysmart.sg/opinion/materialism-making-singaporeans-unhappy/#disqus_thread
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  #8015 (permalink)  
Old 29-06-2015, 12:19 AM
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Materialism Makes People Unhappy: What To Focus On Instead

Aug 9, 2014 01:48 PM
By Stephanie Castillo

Material-driven consumers aren't only hurting their chance at being truly happy, but they're also hurting the environment, according to new research presented at the American Psychological Associations 112nd Annual Convention in Washington, D.C.

"For decades, consumerism has been on a collision course with the environment, with consumer appetites draining the planet of natural resources and accelerating global warming,” Dr. Miriam Tatzel, Empire State College, said at the conference. “One view is that we need to change consumption in order to save the planet. But what if we approached it from the other way around? What if what's good for the consumer meets what's good for the environment?"

Turns out, what’s good for both the consumer and the environment is to not be obsessed with materialism, to want and be grateful for what they already have. The less consumers give into unnecessary wants, the less landfills, energy and carbon resources are needed and impacted. Thus, a happy consumer equals a happy environment.

Another downside to materialism, as evidenced by a study out of Baylor University in Waco, Texas, is depression. Researchers found materialists were more likely to be depressed, as well as unsatisfied with their relationships and surrounding community.

"As we amass more and more possessions, we don't get any happier; we simply raise our reference point," Dr. James Roberts, the study co-author, said in a press release. "That new 2,500-square-foot house becomes the baseline for your desires for an even bigger house. It's called the Treadmill of Consumption. We continue to purchase more and more stuff but we don't get any closer to happiness, we simply speed up the treadmill."

A better bet is to spend time instead of money. Time on practicing gratitude, appreciating the materials already in possession, and time on building relationships and an independent sense-of-self. The latter helps to lessen the weight another person's opinions hold.

Unsure about the gratitude thing? Sleep on it – literally. A study published in the Society for Personality and Social Psychology found a good night's sleep promotes gratitude, an emotion reserachers found is key to consumers overall well-being.
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  #8016 (permalink)  
Old 30-06-2015, 06:36 AM
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I am in my early 40s and working in the production area. Really sick of the mundane environment. i am making close to $10k pm though, money is the only thing keeping me.
I am seriously considering to take up lecturer position perhaps in Polytechnic. I have BEng and MBA degrees. Anyone has similar situation, and what kind of pay adjustment should I be expecting? thanks for advise.
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  #8017 (permalink)  
Old 30-06-2015, 09:59 AM
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Quote:
Originally Posted by Unregistered View Post
I am in my early 40s and working in the production area. Really sick of the mundane environment. i am making close to $10k pm though, money is the only thing keeping me.
I am seriously considering to take up lecturer position perhaps in Polytechnic. I have BEng and MBA degrees. Anyone has similar situation, and what kind of pay adjustment should I be expecting? thanks for advise.
Is your HDB flat paid up?What's your total net worth (combined with wife)?
How much debt do you have?
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  #8018 (permalink)  
Old 30-06-2015, 10:31 AM
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Is your HDB flat paid up?What's your total net worth (combined with wife)?
How much debt do you have?
My sengkang flat is paid up
I have an old subaru car which can last 5 more year.
My wife is not working. Two teenage kids.
Not much debt. So thinking of slowing down and spend more family time.
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  #8019 (permalink)  
Old 30-06-2015, 05:52 PM
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My sengkang flat is paid up
I have an old subaru car which can last 5 more year.
My wife is not working. Two teenage kids.
Not much debt. So thinking of slowing down and spend more family time.
What's your annual expenses?
What's your total savings and combined net worth?
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  #8020 (permalink)  
Old 30-06-2015, 08:19 PM
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Originally Posted by Unregistered View Post
I am in my early 40s and working in the production area. Really sick of the mundane environment. i am making close to $10k pm though, money is the only thing keeping me.
I am seriously considering to take up lecturer position perhaps in Polytechnic. I have BEng and MBA degrees. Anyone has similar situation, and what kind of pay adjustment should I be expecting? thanks for advise.
I went thru this stage a few years ago before hitting 40. Its probably mid life crisis and to me, it ls just a phase which ran its course over a period and i am no longer having this feeling. Today, I am still in the company and learning to enjoy what i am doing now while getting paid (well paid).....
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