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How much are you earning per annum?

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  #8871 (permalink)  
Old 12-11-2015, 12:16 AM
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Quote:
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First post here.

Mid to late thirties. Salaries + bonus 180k pa and wife 200k pa, total 380k pa. Both of us in finance sector.

Still servicing D15 condo with 700k left to pay. No other properties.

Still servicing conti car with 80k left to pay. 1 car only.

Based on salary calculator, we are in the 5 to 10% top earners. Thank God for His Blessings.
Hi Pastor Kong Hee!

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  #8872 (permalink)  
Old 13-11-2015, 08:36 AM
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Hi Pastor Kong Hee!
Shall I say hi reverend ming Yi?

Silly boy.....

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  #8873 (permalink)  
Old 13-11-2015, 02:20 PM
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page 888 huat ah

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  #8874 (permalink)  
Old 13-11-2015, 03:55 PM
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Next week onwards, COE prices will HUAT all the way. Congrats to those who already bought your new cars. HUAT AH !!!!!!!!!!!
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  #8875 (permalink)  
Old 13-11-2015, 05:48 PM
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Next week onwards, COE prices will HUAT all the way. Congrats to those who already bought your new cars. HUAT AH !!!!!!!!!!!
Huat my Kar-Cherng...

government going to release tsunami of COE quota for next two years.

COE is going to drop like a rock to $30k.

Huat ah all brothers and sisters.... thank you for everyone's patience!
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  #8876 (permalink)  
Old 14-11-2015, 08:14 AM
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The COE bros come a polluting again.....

Frankly lah.... COEs cost about 50k +/- for a 10 year purchase ... Which to some is a big deal. But if you put that in the context of a 300k HH annual income and property purchase of 1.5m to 2m, it is no big deal lah....

No big deal does not mean I am advocating a buy... It means I am saying it is a relatively minor decision in the grand scheme of annual incomes, total wealth and etc. so don't get your armpits sweaty lah over this kind of thing......LOL
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  #8877 (permalink)  
Old 14-11-2015, 12:40 PM
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26 year old, 240k PA, running a small business. Wife 23, 120k PA, doing sales.

Small EC in the west, drive Japanese car

200k combined stock portfolio. I feel there's much more to life than just money, getting sick of life in a society that measures people by their wealth and income.
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  #8878 (permalink)  
Old 14-11-2015, 02:48 PM
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Absolutely true. Money is not everything in life. You don't need so much money to live in this world. What is more important are your good deeds and service to humanity. There are poor, old, people in our society that we can help. Make their day by doing good. I'm approaching 50 and I have decided to spend the rest of my remaining life on this earth to be a blessing to others. I've worked for a long time building up my career and made a small fortune. As I reflect whether to continue working to accumulate more fortune or to devote my time on more meaningful work. I realised that seeking money will always be a never ending game. When you earn more, you want more. The same goes for accumulating wealth. When you have a million, you want two million. When you have two million, you want three million and when you're a billionaire, you want to be a multi billionaire.

So money and wealth accumulation will never be a good objective. So I decide to do lots of social work to help others. My fortune now generates enough passive income for my family needs. I don't need to aspire to afford a GCB nor do I need to own a sports car. I'm happy living in a 3 bedroom condo and driving a mid sized car. Both are fully paid. I make use of my car to travel to do good deeds. I also spend a lot more time with my wife and family at home. My life is much more happier and fulfilling. At least, when I'm at my death bed, I will be satisfied that I've made thousands of lives better.




Quote:
Originally Posted by Unregistered View Post
26 year old, 240k PA, running a small business. Wife 23, 120k PA, doing sales.

Small EC in the west, drive Japanese car

200k combined stock portfolio. I feel there's much more to life than just money, getting sick of life in a society that measures people by their wealth and income.
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  #8879 (permalink)  
Old 14-11-2015, 05:05 PM
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COE at $60k is considered cheap. Why? It means you are only paying $6k per year for the COE. Assuming that a middle income household earns $120k pa, this means only 5% of income will be spent on a COE. Spending $6k per year for COE is no big deal. Many families spend more than $6k per year on holidays. Also don't forget that because many households will buy super cheap HDB BTO flat, they use their CPF to pay the mortgage. This means they have a lot of income to buy a nice new car. There are good new cars selling less than $100k. Can easily afford to buy.


Quote:
Originally Posted by Unregistered View Post
The COE bros come a polluting again.....

Frankly lah.... COEs cost about 50k +/- for a 10 year purchase ... Which to some is a big deal. But if you put that in the context of a 300k HH annual income and property purchase of 1.5m to 2m, it is no big deal lah....

No big deal does not mean I am advocating a buy... It means I am saying it is a relatively minor decision in the grand scheme of annual incomes, total wealth and etc. so don't get your armpits sweaty lah over this kind of thing......LOL
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  #8880 (permalink)  
Old 14-11-2015, 06:12 PM
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just drove past Bishan junction 8.... showroom Skyvue was super crowded... apparently they are slashing their price by $150k per unit for the remaining high floors.... looks like a fish market.... People living in Singapore are truly rich...
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