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03-06-2020, 08:40 PM
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Quote:
Originally Posted by Unregistered
50% tax? So if I earn 10k a month only have 5k a month?
That's terrible. Better to stay in sg.
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If you are only making 10k per month, your average tax rate is closer to 30%. So if you have a 10k salary per month, your take home will be around 7k per month.
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03-06-2020, 10:22 PM
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Quote:
Originally Posted by Unregistered
In Ontario, you take home 175k on a 300k salary
9k a month on taxes.
The strategy is to live in NZ, get a pr, then return to SG. NZ PR does not expire.
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175k is like 14k a month. Not bad
What are work hours like? Weekends? Nights?
How much do NZ doctors earn? What's the tax rate there?
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03-06-2020, 10:41 PM
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Quote:
Originally Posted by Unregistered
In Ontario, you take home 175k on a 300k salary
9k a month on taxes.
The strategy is to live in NZ, get a pr, then return to SG. NZ PR does not expire.
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With NZ PR even if you return to sg you have to pay NZ taxes on sg income.
Unless you never plan to return to NZ.
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03-06-2020, 10:55 PM
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Indices Difference Info
Consumer Prices in Auckland are 7.38% higher than in Calgary
Consumer Prices Including Rent in Auckland are 16.76% higher than in Calgary
Rent Prices in Auckland are 42.24% higher than in Calgary
Restaurant Prices in Auckland are 3.90% lower than in Calgary
Groceries Prices in Auckland are 7.94% higher than in Calgary
Local Purchasing Power in Auckland is 30.02% lower than in Calgary
Indices Difference Info
Consumer Prices in Christchurch are 4.35% higher than in Calgary
Consumer Prices Including Rent in Christchurch are 4.12% higher than in Calgary
Rent Prices in Christchurch are 3.50% higher than in Calgary
Restaurant Prices in Christchurch are 0.70% higher than in Calgary
Groceries Prices in Christchurch are 6.95% higher than in Calgary
Local Purchasing Power in Christchurch is 24.84% lower than in Calgary
Indices Difference Info
Consumer Prices in Auckland are 1.16% lower than in Toronto
Consumer Prices Including Rent in Auckland are 8.49% lower than in Toronto
Rent Prices in Auckland are 20.57% lower than in Toronto
Restaurant Prices in Auckland are 10.16% lower than in Toronto
Groceries Prices in Auckland are 3.33% lower than in Toronto
Local Purchasing Power in Auckland is 1.60% lower than in Toronto
ndices Difference Info
Consumer Prices in Christchurch are 3.95% lower than in Toronto
Consumer Prices Including Rent in Christchurch are 18.39% lower than in Toronto
Rent Prices in Christchurch are 42.20% lower than in Toronto
Restaurant Prices in Christchurch are 5.86% lower than in Toronto
Groceries Prices in Christchurch are 4.22% lower than in Toronto
Local Purchasing Power in Christchurch is 5.69% higher than in Toronto
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03-06-2020, 11:43 PM
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Quote:
Originally Posted by Unregistered
175k is like 14k a month. Not bad
What are work hours like? Weekends? Nights?
How much do NZ doctors earn? What's the tax rate there?
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300k salary (175k after tax) is for Monday to Friday, 8-5pm.
No weekends, evenings or overnight calls.
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03-06-2020, 11:52 PM
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Quote:
Originally Posted by Unregistered
300k salary (175k after tax) is for Monday to Friday, 8-5pm.
No weekends, evenings or overnight calls.
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This is for Canada? How many patients do they see in a day 8 to 5pm?
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04-06-2020, 04:34 AM
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Quote:
Originally Posted by Unregistered
This is for Canada? How many patients do they see in a day 8 to 5pm?
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Yes this is for Family Physicians in Canada.
It depends on the type of payment model (Fee-For-Service vs. Roster/Capitation).
For FFS, average 6 patient/hour, so ~48 patients from 8-5pm. Physicians usually encourage 1 issue per visit.
For Rostered/Capitation, average 4 patients/hour, so ~32 patients from 8-5pm. Physicians will allow multiple issues per visit to minimize the number of return visits.
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04-06-2020, 06:46 AM
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Quote:
Originally Posted by Unregistered
Yes this is for Family Physicians in Canada.
It depends on the type of payment model (Fee-For-Service vs. Roster/Capitation).
For FFS, average 6 patient/hour, so ~48 patients from 8-5pm. Physicians usually encourage 1 issue per visit.
For Rostered/Capitation, average 4 patients/hour, so ~32 patients from 8-5pm. Physicians will allow multiple issues per visit to minimize the number of return visits.
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How much does FFS pay for each patient visit? Is this for British Columbia?
For Roster/Capitation how are the doctors paid?
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04-06-2020, 10:50 AM
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Quote:
Originally Posted by Unregistered
Currently a junior mo here. Still thinking between IM and FM as a long term career choice. Have no special interest in any of the subspec, so will prob aim for gen med if I do enter IM.
Was wondering which is a better choice in terms of demand, career progression/job opportunities and work/life balance in the long run?
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Both are saturated and have limited job prospects. No such thing as work life balance in Singapore.
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04-06-2020, 01:34 PM
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Quote:
Originally Posted by Unregistered
How much does FFS pay for each patient visit? Is this for British Columbia?
For Roster/Capitation how are the doctors paid?
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Average FFS visit is ~$33/visit in BC and Ontario.
In Capitation model, physicians are paid by the number of patients that they enroll onto their roster. The physician is paid a certain amount per month that the patient remains on their roster (fee varies according to age and co-morbidities). However, if that same patient visits another family MD (e.g. walk in clinic), then the cost of that visit (e.g. $33) gets deducted from your capitation. Hence there is incentive for the physician to make themself available for the patient and trying to keep their patients as healthy as possible.
There are also bonus incentives for meeting certain metrics (e.g. % of patients who received age-appropriate cancer screening, vaccinations etc) which can add up to several tens of thousands per annum.
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