Graduate Dilemma

Originally Posted by Unregistered

If I were S&O in NYC, I would rescind your offer immediately.

I think its a pretty no-brainer which one is your best offer. Mind you, this is Deloitte US, not the mickey mouse Deloitte over here and you're comparing it to a local program here - which at best is DBS MA? The progression at Deloitte is going to be so much better for the first few years before you parachute off into grad school (paid for by your company btw).

Besides, you'll be spending most of your weekdays away from NYC that you'll be billing so much frivolous expenses to your client's tab, you'll have no idea what use for your remaining money, apart from splurging it on picking up girls when your partner takes you out.

You bring clients out, it's on their tab ... isn't it the other way? Speaking as someone in the finance sphere, the investors (client) using the bank's services get treated by the banks on the bank's tab.

Originally Posted by Unregistered

You bring clients out, it's on their tab ... isn't it the other way? Speaking as someone in the finance sphere, the investors (client) using the bank's services get treated by the banks on the bank's tab.

Err no. I think what he meant was expenses. In consulting, we have a 3-4-5 schedule, which means we are away for 3 nights a week from home city, so while travelling, we have stipulated expense which is quite generous though

[osd]

Originally Posted by Unregistered

Err no. I think what he meant was expenses. In consulting, we have a 3-4-5 schedule, which means we are away for 3 nights a week from home city, so while travelling, we have stipulated expense which is quite generous though

yup super generous, according to my friend who worked at PWC MC in Los Angeles.

[osd]

created an account just for this.

stay in US, don't waste your opportunity. I came back and regretted. Don't worry about the money or rent in NY. Better to spend more on safer environment than to cheap out on those dangerous areas. You won't be spending a lot of time at home so don't bother about it being nice, you just need it to be safe and make sure ur stuff won't get burgled while you're off in other states doing work. You can always earn the money back. Experience is more important. Also, your CV will be nicer(some employees like their candidates to have oversea experiences). I had a close friend who went to LA PWC for MC. I can elaborate more if you need.

Originally Posted by osd

created an account just for this.

stay in US, don't waste your opportunity. I came back and regretted. Don't worry about the money or rent in NY. Better to spend more on safer environment than to cheap out on those dangerous areas. You won't be spending a lot of time at home so don't bother about it being nice, you just need it to be safe and make sure ur stuff won't get burgled while you're off in other states doing work. You can always earn the money back. Experience is more important. Also, your CV will be nicer(some employees like their candidates to have oversea experiences). I had a close friend who went to LA PWC for MC. I can elaborate more if you need.

Did any of your friends in the States regret staying there and paying the 35% tax very 15% tax in Singapore and Hong Kong?

Originally Posted by Unregistered

Did any of your friends in the States regret staying there and paying the 35% tax very 15% tax in Singapore and Hong Kong?

35% tax versus 15% tax in Singapore and Hong Kong

[osd]

Like I said, you will easily earn back those tax/rental money in the future. On the grand scheme of things that 15-20% is probably like at most 1-2k difference a month. If you work hard and do well overseas I like to think that it will open more doors for better career opportunities/remuneration. It is ok to give up on money/savings for the first few years of your career if your family don't need you to contribute. When you're young and single, that's the time to take risk and opportunities. When you're married with kids and have good job offer overseas, thats a whole new story. Life isn't always about money. Read this(https://forums.salary.sg/income-jobs/...html#post78609). Western culture and environment is way different than Singaproe.

20-30s = got time and energy but no money.

40s = got money and energy but no time

50s+ = got money and time but energy

Originally Posted by osd

created an account just for this.

stay in US, don't waste your opportunity. I came back and regretted. Don't worry about the money or rent in NY. Better to spend more on safer environment than to cheap out on those dangerous areas. You won't be spending a lot of time at home so don't bother about it being nice, you just need it to be safe and make sure ur stuff won't get burgled while you're off in other states doing work. You can always earn the money back. Experience is more important. Also, your CV will be nicer(some employees like their candidates to have oversea experiences). I had a close friend who went to LA PWC for MC. I can elaborate more if you need.

Hi,

I was the one that started the thread. Can you elaborate but what your friends think about exits and transitioning back to sg (if he is even considering that option).

I'm not worried bout money atm, it isn't a huge concern. Honestly a total package of USD90-100 is more than enough for any fresh grad. Besides, following my internship last summer, I'll probably expense everything from Monday to Thursday anyway. So my only real outgoing is rent, and entertainment on the weekends.

My main concern is more from a career development perspective than anything.

[osd]

Create an account and message me with your email or number. Too many condescending keyboard warriors here talking cock. I don't feel revealing too much information about my friends online as well.

Originally Posted by osd

Create an account and message me with your email or number. Too many condescending keyboard warriors here talking cock. I don't feel revealing too much information about my friends online as well.

Was the person talking about the difference in taxes, which is me, one of the condescending keyboard warriors?