How much do you earn and save?

Originally Posted by Unregistered

Making 240k u should know how much cpf contribution is. Did u really just take 80% of 240k?

holy **** thats fking hilarious..... that guy cant even lie properly. deadbeat loser doing grabfood.

Originally Posted by netcucumbercroissant

Late 30's M.

Works in tech as a Principal Architect.

TC: 550k annual
Expenses around 10k per month
Still staying in my resale HDB because too cheap to buy condo.

I've saved up around 1.5M SGD (excluding CPF)

wtf? how can you be earning so little as principal? looks like you got lowballed real hard....

Originally Posted by Unregistered

because hes full of ******** that's why

u think a 50 yo would visit this trash forum? you guys are so fking delusional. half the retards here are from EDMW spamming ********, they even have a thread that says "SALARY.SG FORUM TOXIC" where 5 people inside openly say "haha ya i troll that trash forum"

Hahaha. No wonder. Those grab drivers loser bbfa from edmw infiltrated this foum and sprout nonsense. Its the small d!ck syndrome so prevalent in edmw

Self, 29 y/o married with no children, staying in common room with parents-in-laws:

Salary from job 1: $15k/month (self-employed, no CPF)
Salary from job 2: $1.5k/month after CPF (part-time in healthcare)

Rent: $1000 (pays to in-laws)
Car: $1.5k
Insurance: $300
Parents: $500
Mobile: $85
Food: $1000
Others (travel, entertainment, etc): $500
Investments: $2k/month

Savings: around 10k/month.

Wife, 30

Take home: $5200 after CPF (investment banking)
Parents: $500
Insurance: $250
Mobile: $70
Food: $700
others: $300
Savings: around $3k+/month.

Since I earn significantly more, I tank most of the big expenses like room rental and car...
Waiting for own BTO (3-rm) key collection in Q1 2023, then can save on room rental liao.

3 yrs in HSBC after graduating from NUS:

Pay: $8700
After CPF: $6960

2 yrs in Forex, i do analysis and self-trading/copy-trading.

Invested: $10000
Y1: $24000++

took out $10000

Y2: $17000++

took out $7000

Y3 (till today): 14000++


Try to save $5000 a month (excluding forex) after paying bills and giving parents $

feels to quit FT as HSBC but I just scared by forex fail, so using it as a safety net

Take home 2.8

Repay tuition fee 800 monthly to my brother, try to save 600-1000 monthly.. but Abit hard also
Parents 200 monthly

Originally Posted by Unregistered

3 yrs in HSBC after graduating from NUS:

Pay: $8700
After CPF: $6960

2 yrs in Forex, i do analysis and self-trading/copy-trading.

Invested: $10000
Y1: $24000++

took out $10000

Y2: $17000++

took out $7000

Y3 (till today): 14000++


Try to save $5000 a month (excluding forex) after paying bills and giving parents $

feels to quit FT as HSBC but I just scared by forex fail, so using it as a safety net

Me 20k monthly salary hsbc
Y2 only

[Gerald Oon]

May I know what did you study in NUS, and if one were to go down the same path would a business degree be better or engineering?

[Gerald Oon]

Originally Posted by Unregistered

3 yrs in HSBC after graduating from NUS:

Pay: $8700
After CPF: $6960

2 yrs in Forex, i do analysis and self-trading/copy-trading.

Invested: $10000
Y1: $24000++

took out $10000

Y2: $17000++

took out $7000

Y3 (till today): 14000++


Try to save $5000 a month (excluding forex) after paying bills and giving parents $

feels to quit FT as HSBC but I just scared by forex fail, so using it as a safety net

What did you study in NUS and what would you advise if one were to follow the same path as you did and how is the career progression

[Gerald Oon]

Originally Posted by Unregistered

I'm 29m

salary $9k , include bonus etc (~$9.5k)

mom $1.5k
food $1.2k
condo rental $1.5k
gym+entertainment stuff $500
other stuff (insurance, mobile, train, courses, books) $1k

save ~$3-5k

Hi what do you work as and if possible can you list down your experience before and education like how u got to where you are now for some inspiration. Currently still a uni student and hope to achieve around that monthly salary.