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Old 27-09-2022, 03:25 PM
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Smile Savings rate

Self, 29 y/o married with no children, staying in common room with parents-in-laws:

Salary from job 1: $15k/month (self-employed, no CPF)
Salary from job 2: $1.5k/month after CPF (part-time in healthcare)

Rent: $1000 (pays to in-laws)
Car: $1.5k
Insurance: $300
Parents: $500
Mobile: $85
Food: $1000
Others (travel, entertainment, etc): $500
Investments: $2k/month

Savings: around 10k/month.

Wife, 30

Take home: $5200 after CPF (investment banking)
Parents: $500
Insurance: $250
Mobile: $70
Food: $700
others: $300
Savings: around $3k+/month.

Since I earn significantly more, I tank most of the big expenses like room rental and car...
Waiting for own BTO (3-rm) key collection in Q1 2023, then can save on room rental liao.
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