How much do you earn and save?

close to 50 now... working in bank.

I make 240k a yr. After CPF 192k. I also have 5 businesses (1 bar, 2 shops at bugis and vivo and another 2 selling wines.. ), my in laws helping me to manage. After paying rental, bonus and everything, can get extra 150k (wine business really helps alot esp during covid and after CB). I got some robo forex investment, put in 40k, 1 month can generate 10% (now got around 60k) , so extra 4k, i take out 1k a month to give my maid, so take home 390k+-

Spend about 10k++ on insurances for everyone in my family.
Spend about 10k+ on maintenance, petrol, cash card on car. I drive a Benz S350.
Investment about 24k a year ( 2k a month )
Stocks - I put in 30k a year. My portfolio around 350k (up since 160k)
Stay in EC, maintenance around $300
Will lock in 50k for my business if anyone needs spare cash.
I give 250 a per month to my kids, 750 total.
Save 8k each of my kids, i got 3. I not gonna pay full for their uni, they got to work and save themselves.

so left with 115k.

Give parents 2k a month and inlaw parents 2k, 48k in total,
left 67k. spend on food, clothes and wife.

Wife making 120k/yr. She give me 50k to invest. Rest she keep. Recently I saw her bank got 700k. Time to treat her well and steal that half a million....

Originally Posted by Unregistered

close to 50 now... working in bank.

I make 240k a yr. After CPF 192k. I also have 5 businesses (1 bar, 2 shops at bugis and vivo and another 2 selling wines.. ), my in laws helping me to manage. After paying rental, bonus and everything, can get extra 150k (wine business really helps alot esp during covid and after CB). I got some robo forex investment, put in 40k, 1 month can generate 10% (now got around 60k) , so extra 4k, i take out 1k a month to give my maid, so take home 390k+-

Spend about 10k++ on insurances for everyone in my family.
Spend about 10k+ on maintenance, petrol, cash card on car. I drive a Benz S350.
Investment about 24k a year ( 2k a month )
Stocks - I put in 30k a year. My portfolio around 350k (up since 160k)
Stay in EC, maintenance around $300
Will lock in 50k for my business if anyone needs spare cash.
I give 250 a per month to my kids, 750 total.
Save 8k each of my kids, i got 3. I not gonna pay full for their uni, they got to work and save themselves.

so left with 115k.

Give parents 2k a month and inlaw parents 2k, 48k in total,
left 67k. spend on food, clothes and wife.

Wife making 120k/yr. She give me 50k to invest. Rest she keep. Recently I saw her bank got 700k. Time to treat her well and steal that half a million....

Why your business so many but each yielding so little. Sth not adding up.

Originally Posted by Unregistered

Why your business so many but each yielding so little. Sth not adding up.

Im not the OP, buy I would think that the rent, and nowadays electricity too are very ex.

Originally Posted by Unregistered

close to 50 now... working in bank.

I make 240k a yr. After CPF 192k. I also have 5 businesses (1 bar, 2 shops at bugis and vivo and another 2 selling wines.. ), my in laws helping me to manage. After paying rental, bonus and everything, can get extra 150k (wine business really helps alot esp during covid and after CB). I got some robo forex investment, put in 40k, 1 month can generate 10% (now got around 60k) , so extra 4k, i take out 1k a month to give my maid, so take home 390k+-

Spend about 10k++ on insurances for everyone in my family.
Spend about 10k+ on maintenance, petrol, cash card on car. I drive a Benz S350.
Investment about 24k a year ( 2k a month )
Stocks - I put in 30k a year. My portfolio around 350k (up since 160k)
Stay in EC, maintenance around $300
Will lock in 50k for my business if anyone needs spare cash.
I give 250 a per month to my kids, 750 total.
Save 8k each of my kids, i got 3. I not gonna pay full for their uni, they got to work and save themselves.

so left with 115k.

Give parents 2k a month and inlaw parents 2k, 48k in total,
left 67k. spend on food, clothes and wife.

Wife making 120k/yr. She give me 50k to invest. Rest she keep. Recently I saw her bank got 700k. Time to treat her well and steal that half a million....

Making 240k u should know how much cpf contribution is. Did u really just take 80% of 240k?

Originally Posted by Unregistered

Why your business so many but each yielding so little. Sth not adding up.

because hes full of ******** that's why

u think a 50 yo would visit this trash forum? you guys are so fking delusional. half the retards here are from EDMW spamming ********, they even have a thread that says "SALARY.SG FORUM TOXIC" where 5 people inside openly say "haha ya i troll that trash forum"

[netcucumbercroissant]

Late 30's M.

Works in tech as a Principal Architect.

TC: 550k annual
Expenses around 10k per month
Still staying in my resale HDB because too cheap to buy condo.

I've saved up around 1.5M SGD (excluding CPF)

Late 30's M.

Work online as a professional liar.

TC: 0k annual
Expenses around 10000000k a month
Still staying in my mom's basement because I'm a lying loser.

I've saved up around 0M SGD (what is CPF?)

Originally Posted by Unregistered

35 years old.. 1 house, 500k cash, 150k TC, can't afford car, single.. not working in FAANG, humble life style, feel loser in life when around many crypto millionair, tech lead, ex Google, ex Fb, ex ex millionairs...

It's "millionaire" you fking illiterate retard.

Total income around 50 k average a month since last year

Save: $100,000 every month
On track to becoming a billionaire

I'm currently 24 y/o male, Married with 2 kids

I used to be a pond scum (quote from wolf of wallstreet) engineer in the construction industry drawing a 3 k salary at the age of 20.

Explosion came when I obtained the holygrail in the industry and went into doing business, and learn how to make deals. I went from 5k a month salary to a parabolic curve of avg 50 k a month now, only took me like 6 months to climb to current levels. I still cannot believe I am making so much now. The best part is I am super good in investments as well, bought in US equities in the market crash of april this year and had 300% returns till date. Believe me I am no troll.

I used to read these forums when I was drawing very low salary, and was thinking how on earth some others can make so much, I used to think those braggarts were just ********ting as well. When I make this much myself, I realised there are actually tons of very rich guys making a boat load of money whom have been quietly flying under the radar.


Everything is surreal and I must have done something really good in my past life. I wish all other members all the best and I hope I can do something in return to the community one day.

Earning 270k a year, currently 22 fresh from university

Save 99% cuz no burden