How much do you earn and save?

Originally Posted by Unregistered

???

So every time you disagree with someone, that person must be trolling?

You hang around poor losers living in HDBs, you probably live in one as well. No surprise you have 0 idea.

It is basic numbers. It is not even an opinion.

Originally Posted by Unregistered

It is basic numbers. It is not even an opinion.

don’t bother la, he’s obv someone who lacks both iq and eq (more worrying). likely a bbfa hiding behind his screen.

Originally Posted by Unregistered

I think do r those whose parents are comfortably making their own living, what they want is not more money from their kids, but for the kids to spend more time with them, talk to them - that is more precious to any parent than hundreds or even thousands more a month.

Will $500 or $2000 a month make them any happier if they already have enough? Maybe but they will probably be happier if you make it a point to bring them out on holidays, and have meals with them because time is priceless.

31F, 8YOE
Work in bank, 150k pa base, bonus can be anything from 4-6 months
I give my parents $200 each a month because they do not want more
Food = $1k a month
Insurance = $500 a month
Shopping = $200 a month
Transport = $200 a month
Rent & utilities = $2.5k a month
Fixed investment into various portfolios = $4.5k a month
Crypto investments = $500 a month
Limited cash savings of about $2k a month, already have ~$150k savings and don’t want too much cash although I am planning to buy a condo within next 2 years
I save all my bonus and allow myself to buy one new bag (~$10k) and have a good holiday (~$5k) every year
I rejected parents help for down payment for my condo because I want to save for it myself

May I know what u work as? Private banking / CF?

Originally Posted by Unregistered

don’t bother la, he’s obv someone who lacks both iq and eq (more worrying). likely a bbfa hiding behind his screen.

Please don't mix up. I am the one whom you all insult as having low iq and eq. The guy who tried to Diss others for living in HDB flats is a different person.

Sure I'm "stupid" but I have more dignity than that. Despite all the personal attacks against me, I have never insulted you guys back.

23k per month, but spend close to 21k on operational expenses, insurance, luxury purchases (on average) and parents' maintenance. I'm supposed to save my bonus of 95k but spent almost 70% already on luxury goods.

Originally Posted by Unregistered

23k per month, but spend close to 21k on operational expenses, insurance, luxury purchases (on average) and parents' maintenance. I'm supposed to save my bonus of 95k but spent almost 70% already on luxury goods.

pathetic sia so little

Originally Posted by Unregistered

pathetic sia so little

Sour grapes?

Originally Posted by WendyParr

I can't save anything from what I'm gaining, as besides all the taxes we have to pay, there is also the need to take care of and help my parents, pay home expenses, and keep up with my lifestyle.

If you lose your job, your life will go tumbling down. Just saying

35 years old.. 1 house, 500k cash, 150k TC, can't afford car, single.. not working in FAANG, humble life style, feel loser in life when around many crypto millionair, tech lead, ex Google, ex Fb, ex ex millionairs...

Originally Posted by Unregistered

35 years old.. 1 house, 500k cash, 150k TC, can't afford car, single.. not working in FAANG, humble life style, feel loser in life when around many crypto millionair, tech lead, ex Google, ex Fb, ex ex millionairs...

Cannot afford car is your own subjective idea. I earn about 100k/year and had 60k cash left after paying in full for a car.

I know someone worse off...taking full loan for house and renovation, and also full loan a car.

There's lots of dealers selling cars with loans and some car owners literally do not have the cash to pay it off immediately if they needed to.

So to claim that you cant afford a car as you have 500k cash and 150k TC (whatever that means) is no less than yucky humble bragging. Eew eew eew.