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How much do you earn and save?

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  #381 (permalink)  
Old 29-09-2022, 05:02 PM
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Originally Posted by Unregistered View Post
Me 20k monthly salary hsbc
Y2 only

yea sure 20k, u say 12k still ok. 20k? want lie, lie better la, monkey

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  #382 (permalink)  
Old 29-09-2022, 05:04 PM
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Originally Posted by Gerald Oon View Post
What did you study in NUS and what would you advise if one were to follow the same path as you did and how is the career progression
NUS bus. gesiao abit go do CFA till lvl 1.

Career progression... just see ur performance lor, need to wayang abit also.

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  #383 (permalink)  
Old 30-09-2022, 01:49 PM
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You are so lucky to have no liabilities. I earn 5k/month but hardly save much
Gross pay 5k. Take home 4k
Parents allowance- 1600
Insurance- 912 (Including hospital plan, term plan, life insurance and CI plans)
Savings endowment plan with aia- 500
Personal spend- 600
Personal cash savings - 400

My bonus around 3 months on average including aws. (Will try to save at least 40- 50percent of it)
I have worked for close to 5 years now, have around 22k in savings and 12k in investments (stocks)

I am currently living with my parents, have no car, do not own my own house.
Still single as I don't think I am financially stable/secure to look for a partner yet (esp given current covid situation)

The dream of being financially free looks a million miles away
whoever you are, wtf u spending 900+ and 500+ on insurance and investment. wtf ur agent ok mah?

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  #384 (permalink)  
Old 02-10-2022, 11:21 AM
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whoever you are, wtf u spending 900+ and 500+ on insurance and investment. wtf ur agent ok mah?
the agent definitely okay after earning all the commission


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  #385 (permalink)  
Old 02-10-2022, 05:18 PM
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the agent definitely okay after earning all the commission
Should cancel the unnecessary ilp related plans and do aggressive investing himself/herself instead
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  #386 (permalink)  
Old 03-10-2022, 10:30 PM
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I buy a lot of life insurance, at least 700 p month.
I earn about 10k gross though, and most of my plans for CI focused, whole life.
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  #387 (permalink)  
Old 10-11-2022, 08:07 PM
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i try to save as much as i can. the money that i use ill invest in stocks and bonds. the remaining money ill put in fixed deposit account. then to earn even more money, i know of ppl who went to take courses to upskill. they went for BCG's rise program for data analytics i think, then after graduation got more salary.
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  #388 (permalink)  
Old 15-11-2022, 04:53 AM
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Originally Posted by loveburgersandfries View Post
i try to save as much as i can. the money that i use ill invest in stocks and bonds. the remaining money ill put in fixed deposit account. then to earn even more money, i know of ppl who went to take courses to upskill. they went for BCG's rise program for data analytics i think, then after graduation got more salary.
I heard of ppl went for bcg rise program then their nose got longer n bcg injection got swollen


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