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How much do you earn and save?

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  #271 (permalink)  
Old 19-07-2021, 11:41 PM
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At the age of 40, earning 15 to 20k is not bad at all I would say. It all depends on the place where are you living and how much I spend every month, your financial education and so on. Some people don't even imagine how much money you can save by changing some habits, or doing other things differently. For example, you save very much money every month, on the energy bills, if you get a dual fuel deal, like it's shown in this guide https://www.simplyswitch.com/energy/guides/understanding-dual-fuel-deals/. This is only one example, but there are way more tips which can improve your lifestyle by changing small things.

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  #272 (permalink)  
Old 20-07-2021, 08:08 AM
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Anyone here caught covid yet? Seems like delta variant running amok in Singapore. If give you a choice, get covid and risk death but you get $1 million dollars, versus no covid but only $100,000, which one will you guys choose?

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  #273 (permalink)  
Old 20-07-2021, 11:17 AM
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Originally Posted by Unregistered View Post
That's actually really low. Many ppl here earn 10k or more at age 30 man, keep trying harder
Anything less than $50k per month would be mediocre by Chok Tong's standards.

Not sure how ppl survive with $10k per month. Might not even be enough for McLaren installment every month.

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  #274 (permalink)  
Old 20-07-2021, 12:41 PM
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Originally Posted by Unregistered View Post
Anything less than $50k per month would be mediocre by Chok Tong's standards.

Not sure how ppl survive with $10k per month. Might not even be enough for McLaren installment every month.
How do you survive with only 50k a month?
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  #275 (permalink)  
Old 20-07-2021, 06:27 PM
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25F

Take home: $4700
Savings/investments: $2150
Monthly expenses: $2550
- Rent $800
- Insurance $350
- Food $650
- Transport $150
- Household $100
- Other $400 (E.g. gift, entertainment, health, beauty, clothing, bills etc)

I really should lower my food expenses. Currently order food delivery most weekdays as I live alone and don't feel comfortable cooking in landlord's kitchen.
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  #276 (permalink)  
Old 20-07-2021, 08:15 PM
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Originally Posted by Unregistered View Post
25F

Take home: $4700
Savings/investments: $2150
Monthly expenses: $2550
- Rent $800
- Insurance $350
- Food $650
- Transport $150
- Household $100
- Other $400 (E.g. gift, entertainment, health, beauty, clothing, bills etc)

I really should lower my food expenses. Currently order food delivery most weekdays as I live alone and don't feel comfortable cooking in landlord's kitchen.
You should lower the $400 spending. Spending on food is alright, one day $20 for all meals on average.
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  #277 (permalink)  
Old 21-07-2021, 06:36 PM
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30, Male
Take home 4K

Parent: 400
Saving (Joint with wife): 800
Food, groceries, transport and other expenses: 800
Bills, insurance: 200
Investment: 1800 (I dca monthly)
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  #278 (permalink)  
Old 21-07-2021, 09:37 PM
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29F

$4100 take home
-$500 to parents
-$500 insurance/phone/subscriptions
-$600 on daily expenses such as food, online shopping, social hangouts, transport; I spend even less these days since meals are taken at home and company covers cab expenses
-$2500 DCA (total $3000+ as Iím also drawing down on my cash reserves)
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  #279 (permalink)  
Old 22-07-2021, 09:44 AM
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Anyone else feel depressed that they haven't got their BTO yet despite voting PAP for years? Seems like I'm not the only one Is too many foreigners in Singapore the problem?

s://blog.seedly.sg/hdb-bto-flat-probability/


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  #280 (permalink)  
Old 22-07-2021, 03:40 PM
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Quote:
Originally Posted by Unregistered View Post
Anyone else feel depressed that they haven't got their BTO yet despite voting PAP for years? Seems like I'm not the only one Is too many foreigners in Singapore the problem?

s://blog.seedly.sg/hdb-bto-flat-probability/
Foreigners can't compete with you for BTO.
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