Whats your net worth

Me, single and available, 40. lady.
HDB loan - approx. 158k outstanding , 20 years to go.
CPF - Approx 104k (SA + OA + MA)
Cash - Approx 136k
Currently, thinking of looking for lowered pay job. Not sure is my net value able to sustain through retirement next time as all the above seems to have more values than me. hehehhe

Originally Posted by Unregistered

Hb 40, me 34

HDB 330K (loan - 158k)
CPF 150K (approx.)
shares 20k
cash 10k.

still a long way to go...

I am 33

CPF OA - $0
House - $2.1 mil (left 70% loan)
Commerical Pty #1 - $400k (left 70% loan)
Commercial Pty #2 - $500k (left 80% loan)
Cash - $10k
Stocks - $40k


Is this foolish?

Originally Posted by Mee

I am 33

CPF OA - $0
House - $2.1 mil (left 70% loan)
Commerical Pty #1 - $400k (left 70% loan)
Commercial Pty #2 - $500k (left 80% loan)
Cash - $10k
Stocks - $40k


Is this foolish?

How did you manage to get the loans approved?

Originally Posted by Unregistered

How did you manage to get the loans approved?

Dunno, just submit and wait for bank approval.
Wife and my combine income is around 200k.

Originally Posted by Unregistered

Dunno, just submit and wait for bank approval.
Wife and my combine income is around 200k.

You guys are high earners. Nothing foolish in what you did. Just a little speculative and risks are a little on the high side. But by taking on higher risks, you may also get higher rewards.

Originally Posted by Unregistered

You guys are high earners. Nothing foolish in what you did. Just a little speculative and risks are a little on the high side. But by taking on higher risks, you may also get higher rewards.

or big bs talkers. don't believe everything u read here

Originally Posted by typical poor guy

property $720K

cash + cpf $150K

50 yrs old

looks like i'm your typical poor guy

yup u r. since u only think u can liquidate ur prop for 720k. tried selling recently??

Originally Posted by Unregistered

Thanks for sharing, but I don't think I'll ever reach the same level as you. I only have 900k cash + stocks. Any advice for small timer like myself?

u can try working harder???

Originally Posted by Hermit

Agree with you, mister. After a certain age, health = wealth. I realise that my spending habits are already cast in stone when I reach my 40s. So my health and time with my family is the true wealth that can be enjoyed.

wats the use in being healthy when got no money? just stay at home cos no money go out. ah. money is important.

Originally Posted by Hermit

Problems of the rich are not solved when they upgrade from a Merc to a Maserati, or change their $15M home for a $20M one, or divorces one woman for a new (mostly younger) one. The problems stay with them. But they try to put up a good show despite the emptiness inside.

what emptiness? in this world, everyone is sad. so better be sad and got money than be sad and no money.