 |
|

22-10-2019, 12:24 AM
|
|
combined. early 40s.
cash $2.1M
stocks $3.3M
bonds $1.2M
real estate (2 condos, 1 shop house, 1 office, 1 retail) $10M
other illiquid investments (private equity, wine, watches) $5M
crypto currencies $500k
|

26-10-2019, 07:57 PM
|
|
Quote:
Originally Posted by Unregistered
36yo
Stocks bonds and cash: 480K
Take bus to work daily.
Current passive income at 2K pm. Hope to resign from current stressful job by 40, where I hope I have achieved a passive income of around 3 to 4K pm. Then will apply for a simple and less stressful 8 to 5 admin job at any office. Salary 1.5 to 2K pm those type will do.
|
that’s quite impressive.
|

04-11-2019, 07:12 PM
|
Super Member
|
|
Join Date: Aug 2010
Posts: 335
|
|
Quote:
Originally Posted by Unregistered
I am 24 y/o fresh grad just started working recently. I have 10k as emergency fund in dbs multiplier account., 2k for normal savings account (for spending). Planning to just channel 33% of my monthly pay into savings/emergency, 66% of my monthly salary into reits. Anyone thinks its a good idea?
|
Portfolio concept wise - ok. U should add CPF contribution as well then u can see that your portfolio is probably balanced. 50% savings / 50% REIT&Equity
I will also time the injection into REITs and equity.
There are those that say you cannot time the market. Well, but i cant stand to see losses so i only enter when i am more confident the direction is right. Otherwise, any stupid robot also can invest.
U also need to keep balancing the portfolio every 6 -12 months. ie if you did not execute any trades in 6 months due to conservative behaviour, then inject some at the 6/12 month mark and rebalance REITs with growth stock when the market is on the uptrend. Current market sentiment is very down so growth stocks are all taking a beating.
Whatever i dont inject goes into war chest that will be deployed when i view the timing is right.
 Primary School English Grammar and Vocabulary Drills
 SG Bus Timing App - the best bus app - available on iOS and Android
 Bursa Stocks [Android] App - check latest share prices on the go
 SGX Stocks [Android] App - check latest share prices on the go
 SGX Stocks [iPad] app | SGX Stocks [iPhone] app
|

04-11-2019, 08:34 PM
|
|
Quote:
Originally Posted by Unregistered
combined. early 40s.
cash $2.1M
stocks $3.3M
bonds $1.2M
real estate (2 condos, 1 shop house, 1 office, 1 retail) $10M
other illiquid investments (private equity, wine, watches) $5M
crypto currencies $500k
|
this is quite impressive. what do you do for a living.
|

07-11-2019, 12:59 AM
|
|
44 & 49 yo
Cash : 700k
CPF : 680k (OA + SA)
No investments 
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car
Posibble to retire ?
|

08-11-2019, 10:40 AM
|
|
Can retire if you deploy your cash for safe investment.
HDB rental should be easily $2-$2.5K/mth.
CPF interest: $24-28K/year
My networth and age is similar to yours except only have one HDB living in it.
Quote:
Originally Posted by Unregistered
44 & 49 yo
Cash : 700k
CPF : 680k (OA + SA)
No investments 
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car
Posibble to retire ?
|
|

24-11-2019, 10:57 PM
|
|
Quote:
Originally Posted by Unregistered
44 & 49 yo
Cash : 700k
CPF : 680k (OA + SA)
No investments 
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car
Posibble to retire ?
|
48 & 49 yo
Cash & stocks $1.5 M
CPF $600 k
1 paid condo and 1 BUC (1.3 M o/s)
1 paid car
We intend to work till 55 which should end up with both condo fully paid while cash/stocks/ cpf continue to grow.
|

07-12-2019, 07:56 PM
|
|
29
Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs
|

07-12-2019, 09:12 PM
|
|
Quote:
Originally Posted by Unregistered
29
Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs
|
30
Cash 125k
CPF 320k
SRS 30k
Equity 232k
Bonds 103k
1 paid up Korean car
Living w parents as well but plan on moving out soon. Either rent or purchase a property.
|
 |
|
Posting Rules
|
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» 30 Recent Threads |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|