How much savings do you have? - Page 130 - Salary.sg Forums
Salary.sg Forums  

Go Back   Salary.sg Forums > The Salary.sg Discussion Forums: > Investments and Net Worth

Investments and Net Worth Talk all about money making exploits, shares, property, building net worth and retirement matters




How much savings do you have?

Reply
 
Thread Tools
  #1291 (permalink)  
Old 22-10-2019, 01:24 AM
Unregistered
Guest
 
Posts: n/a
Default

combined. early 40s.

cash $2.1M
stocks $3.3M
bonds $1.2M
real estate (2 condos, 1 shop house, 1 office, 1 retail) $10M
other illiquid investments (private equity, wine, watches) $5M
crypto currencies $500k

Reply With Quote
  #1292 (permalink)  
Old 26-10-2019, 08:57 PM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
36yo

Stocks bonds and cash: 480K

Take bus to work daily.

Current passive income at 2K pm. Hope to resign from current stressful job by 40, where I hope I have achieved a passive income of around 3 to 4K pm. Then will apply for a simple and less stressful 8 to 5 admin job at any office. Salary 1.5 to 2K pm those type will do.
thatís quite impressive.

Reply With Quote
  #1293 (permalink)  
Old 03-11-2019, 10:50 AM
Unregistered
Guest
 
Posts: n/a
Default

I am 24 y/o fresh grad just started working recently. I have 10k as emergency fund in dbs multiplier account., 2k for normal savings account (for spending). Planning to just channel 33% of my monthly pay into savings/emergency, 66% of my monthly salary into reits. Anyone thinks its a good idea?

Reply With Quote
  #1294 (permalink)  
Old 04-11-2019, 07:12 PM
Super Member
 
Join Date: Aug 2010
Posts: 330
lazyplane is on a distinguished road
Default

Quote:
Originally Posted by Unregistered View Post
I am 24 y/o fresh grad just started working recently. I have 10k as emergency fund in dbs multiplier account., 2k for normal savings account (for spending). Planning to just channel 33% of my monthly pay into savings/emergency, 66% of my monthly salary into reits. Anyone thinks its a good idea?
Portfolio concept wise - ok. U should add CPF contribution as well then u can see that your portfolio is probably balanced. 50% savings / 50% REIT&Equity

I will also time the injection into REITs and equity.
There are those that say you cannot time the market. Well, but i cant stand to see losses so i only enter when i am more confident the direction is right. Otherwise, any stupid robot also can invest.
U also need to keep balancing the portfolio every 6 -12 months. ie if you did not execute any trades in 6 months due to conservative behaviour, then inject some at the 6/12 month mark and rebalance REITs with growth stock when the market is on the uptrend. Current market sentiment is very down so growth stocks are all taking a beating.

Whatever i dont inject goes into war chest that will be deployed when i view the timing is right.
Reply With Quote
  #1295 (permalink)  
Old 04-11-2019, 08:34 PM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
combined. early 40s.

cash $2.1M
stocks $3.3M
bonds $1.2M
real estate (2 condos, 1 shop house, 1 office, 1 retail) $10M
other illiquid investments (private equity, wine, watches) $5M
crypto currencies $500k
this is quite impressive. what do you do for a living.
Reply With Quote
  #1296 (permalink)  
Old 07-11-2019, 12:59 AM
Unregistered
Guest
 
Posts: n/a
Default

44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?
Reply With Quote

  #1297 (permalink)  
Old 08-11-2019, 10:40 AM
Unregistered
Guest
 
Posts: n/a
Default

Can retire if you deploy your cash for safe investment.

HDB rental should be easily $2-$2.5K/mth.
CPF interest: $24-28K/year

My networth and age is similar to yours except only have one HDB living in it.


Quote:
Originally Posted by Unregistered View Post
44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?
Reply With Quote
  #1298 (permalink)  
Old 24-11-2019, 10:57 PM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
44 & 49 yo

Cash : 700k
CPF : 680k (OA + SA)
No investments
1 condo (460k o/s loan) and 1 hdb (fully paid)
1 car

Posibble to retire ?
48 & 49 yo
Cash & stocks $1.5 M
CPF $600 k
1 paid condo and 1 BUC (1.3 M o/s)
1 paid car

We intend to work till 55 which should end up with both condo fully paid while cash/stocks/cpf continue to grow.
Reply With Quote
  #1299 (permalink)  
Old 07-12-2019, 07:56 PM
Unregistered
Guest
 
Posts: n/a
Default

29

Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs
Reply With Quote
  #1300 (permalink)  
Old 07-12-2019, 09:12 PM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
29

Cash 85k
CPF 120k (incl SRS)
Equity 33k
1 paid up Korean car
Living w parents but view to moving out 1-2 yrs
30

Cash 125k
CPF 320k
SRS 30k
Equity 232k
Bonds 103k
1 paid up Korean car
Living w parents as well but plan on moving out soon. Either rent or purchase a property.
Reply With Quote
Reply

Bookmarks

Tags
condo, cpf, house, retirement, savings, shares, stocks

« Previous Thread | Next Thread »
Thread Tools

Posting Rules
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Not enough savings for retirement Salary.sg Investments and Net Worth 0 14-05-2007 08:59 PM

» 30 Recent Threads
Which degree is the best return on... ( 1 2 3... Last Page)
36 Replies, 8,061 Views
Constituency Manager (People... ( 1 2 3... Last Page)
834 Replies, 419,088 Views
MAS : Mid Career Professionals ( 1 2 3... Last Page)
113 Replies, 89,161 Views
Exxon Mobil Equipment tech or... ( 1 2 3... Last Page)
1,751 Replies, 489,851 Views
Civil Svc/ Statboard - Typical... ( 1 2 3... Last Page)
1,770 Replies, 830,589 Views
Dsta ( 1 2 3... Last Page)
759 Replies, 506,631 Views
Civil Service Performance Bonus ( 1 2 3... Last Page)
1,255 Replies, 1,019,065 Views
Enterprise Singapore hiriing... ( 1 2 3)
24 Replies, 14,776 Views
How is life as a doctor in... ( 1 2 3... Last Page)
1,044 Replies, 816,525 Views
MINDEF DXO (All FAQ on it) ( 1 2 3... Last Page)
2,895 Replies, 1,747,917 Views
DBS Graduate Associate Program ( 1 2 3... Last Page)
615 Replies, 310,628 Views
DBS Management Associate Program... ( 1 2 3... Last Page)
1,171 Replies, 203,619 Views
Job offer from Apple ( 1 2 3... Last Page)
313 Replies, 53,984 Views
Anyone jobless for a long time... ( 1 2 3... Last Page)
2,591 Replies, 976,075 Views
Career as Teacher ( 1 2 3... Last Page)
2,043 Replies, 1,381,048 Views
Factual Local Bank Salaries - DBS... ( 1 2 3... Last Page)
41 Replies, 45,280 Views
How much are you earning per annum? ( 1 2 3... Last Page)
11,853 Replies, 3,611,458 Views
ST Electronics ( 1 2 3... Last Page)
382 Replies, 170,871 Views
MasterCard Graduate Developement...
8 Replies, 2,777 Views
Roles in accenture singapore ( 1 2 3... Last Page)
288 Replies, 226,664 Views
Govtech bonus ( 1 2 3... Last Page)
30 Replies, 12,471 Views
Lawyer Salary ( 1 2 3... Last Page)
4,865 Replies, 2,104,976 Views
Need career advice
4 Replies, 792 Views
SPF (Direct-Entry Inspector)
9 Replies, 1,174 Views
is it crazy to give up a 100k P.A... ( 1 2 3)
27 Replies, 21,811 Views
Career switches - job options and... ( 1 2)
13 Replies, 2,373 Views
OCBC Young Bankers Programme ( 1 2 3... Last Page)
97 Replies, 71,193 Views
AML/Compliance/KYC professionals... ( 1 2 3... Last Page)
1,370 Replies, 539,026 Views
Job search for returning...
1 Replies, 338 Views
Infineon Technologies
1 Replies, 256 Views
Powered by vBadvanced CMPS v3.2.2



All times are GMT +8. The time now is 10:06 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2