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How much savings do you have?

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  #1311 (permalink)  
Old 29-04-2021, 10:41 PM
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29F, local grad, single
drawing $4k/mth but joining new firm with a 25% increment in may 21

$135k cpf
$100k cash
$120k equities

most of my net worth was accumulated from savings, only started to dabble in investments during covid-19 period; looking towards FI without RE

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  #1312 (permalink)  
Old 30-04-2021, 09:37 PM
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Quote:
Originally Posted by Unregistered View Post
29F, local grad, single
drawing $4k/mth but joining new firm with a 25% increment in may 21

$135k cpf
$100k cash
$120k equities

most of my net worth was accumulated from savings, only started to dabble in investments during covid-19 period; looking towards FI without RE
Singaporean women should donate a portion of the income they earn in their first 2 years of their career to men. So unfair for women to have an earlier head start in life. 2 precious years. And donít talk those bullshit about women having to give birth etc - the fact is childbearing is not enforced but men are forced to go through 2 years of hell in the army.



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  #1313 (permalink)  
Old 02-05-2021, 11:37 AM
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Age 49 and single

Savings - $103k
Cpf ordinary acct - only $ 83k

Feel my cpf not adequate enough for my age

Anyone face this kind of situation like me?

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  #1314 (permalink)  
Old 02-05-2021, 11:49 AM
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Quote:
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Singaporean women should donate a portion of the income they earn in their first 2 years of their career to men. So unfair for women to have an earlier head start in life. 2 precious years. And donít talk those bullshit about women having to give birth etc - the fact is childbearing is not enforced but men are forced to go through 2 years of hell in the army.
Triggered sinkie male...accept ur slave life
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  #1315 (permalink)  
Old 02-05-2021, 11:49 AM
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Originally Posted by Unregistered View Post
Age 49 and single

Savings - $103k
Cpf ordinary acct - only $ 83k

Feel my cpf not adequate enough for my age

Anyone face this kind of situation like me?
where did ur money go?
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  #1316 (permalink)  
Old 02-05-2021, 11:59 AM
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If you mean why cpf ordinary amt is less, bcos during young I did a lot a lot of free lance job without cpf
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  #1317 (permalink)  
Old 02-05-2021, 02:49 PM
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If you mean why cpf ordinary amt is less, bcos during young I did a lot a lot of free lance job without cpf
Transfer to SA or invest using roboadvisor.
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  #1318 (permalink)  
Old 02-05-2021, 03:14 PM
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Originally Posted by Unregistered View Post
29F, local grad, single
drawing $4k/mth but joining new firm with a 25% increment in may 21

$135k cpf
$100k cash
$120k equities

most of my net worth was accumulated from savings, only started to dabble in investments during covid-19 period; looking towards FI without RE
Wow so much. Iím 31 M and I donít even have 20k
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  #1319 (permalink)  
Old 02-05-2021, 03:51 PM
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Thanks, I understand where you coming from, take advantage of the CPF SA. 4%, Would benefits esp once reaches 65 years old

The Delimma I am having now is within these few years before I turn 55, I have to invest in a 2 Rm bto flexi b4 the funds get lock in for retirement, hence there is a shortage of cash involved. That's the most concerned part

Investment carries risk, doesn't necessary carry returns esp now trying hard period
Never heard abt robo advisor much, how it works? Or any advise any investment performing steadily during these period for my reference?
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  #1320 (permalink)  
Old 02-05-2021, 08:12 PM
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Quote:
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Singaporean women should donate a portion of the income they earn in their first 2 years of their career to men. So unfair for women to have an earlier head start in life. 2 precious years. And donít talk those bullshit about women having to give birth etc - the fact is childbearing is not enforced but men are forced to go through 2 years of hell in the army.
You are free to give up your Singaporean citizenship and seek assylum elsewhere like Amos yee. Then you can skip NS. All's fair.
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