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  #8581 (permalink)  
Old 24-06-2023, 10:09 AM
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Agree, assuming both husband and wife are teachers, with kids wonít have much money left at the end of every month, which is going to pose problems in their retirement life.
This is such an absurd comment. Teachers get above median income. Like really, it's not an income problem, it's a spending issue. Probe further and then you can see that these people who complain that they can't retire are just bad at money.

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  #8582 (permalink)  
Old 24-06-2023, 11:37 AM
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I am a 31M and currently geo4 and drawing total 100k already considering 16 mths (4 months bonus) alr
Took connect plan la thatís why more than 100k

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  #8583 (permalink)  
Old 24-06-2023, 11:52 AM
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This is such an absurd comment. Teachers get above median income. Like really, it's not an income problem, it's a spending issue. Probe further and then you can see that these people who complain that they can't retire are just bad at money.
Above median based on what?

National average? Or university cohort average?

If you want to compare national average, compare with income-less students, retirees, the non-grads, any uni-grad will easily earn above median salary after a couple of years in the workforce.
If you want to top 30% income earners (uni grads earn more in general), to live the lifestyle of those at the median, the 50th percentile people, yeah, sure, they earn more than enough to median lifestyle (4rm hdb flat in non mature estates, no car, 1 or 2 kids at most)

But if you compare with peers of similar profiles, just among the uni grads, can even fine tune to comparing with people from your course, with similar gpa or honours, teachers are not well paid at all. Below median even.

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  #8584 (permalink)  
Old 24-06-2023, 05:04 PM
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This is such an absurd comment. Teachers get above median income. Like really, it's not an income problem, it's a spending issue. Probe further and then you can see that these people who complain that they can't retire are just bad at money.
It's also absurd to think that middle-aged people earning today's median income will enjoy retirement security when it is time for them to retire in 2 to 3 decades, if present cost-of-living and retirement adequacy trends are allowed to continue as they are now.


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  #8585 (permalink)  
Old 24-06-2023, 05:10 PM
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This is such an absurd comment. Teachers get above median income. Like really, it's not an income problem, it's a spending issue. Probe further and then you can see that these people who complain that they can't retire are just bad at money.
100k p.a. TC is not enough for an only child who is married with kids but at the same time is also the sole source of retirement income for both of his elderly parents. It is enough to cope with current CoL, but it will not provide retirement adequacy as savings and investments are not as much.

The median income is a very misleading figure, and ignorant people like to throw it around to downplay real problems. Just because the lower half of income earners are earning less than that, doesn't mean that the upper half never face any difficulties.

Think before you judge and fart out of your mouth.
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  #8586 (permalink)  
Old 24-06-2023, 05:11 PM
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I am a 31M and currently geo4 and drawing total 100k already considering 16 mths (4 months bonus) alr
Your 100k including Responsibility Allowance and/or FLP Payment isit?

31M already gross 6.3k sure bo?
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  #8587 (permalink)  
Old 24-06-2023, 07:07 PM
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Your 100k including Responsibility Allowance and/or FLP Payment isit?

31M already gross 6.3k sure bo?
maybe people psc scholar leh...dont play play
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  #8588 (permalink)  
Old 24-06-2023, 08:24 PM
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Your 100k including Responsibility Allowance and/or FLP Payment isit?

31M already gross 6.3k sure bo?
OP here, no it does not allowance or FLP as mentioned earlier. Some stroke of luck from negotiating salary with my officer
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  #8589 (permalink)  
Old 24-06-2023, 08:27 PM
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OP here, no it does not allowance or FLP as mentioned earlier. Some stroke of luck from negotiating salary with my officer
Negotiate your head la. This thread is for Education Service in MOE. There is no negotiation of EO salary unless you are a superscale officer with a personal-to-officer salary point.
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  #8590 (permalink)  
Old 24-06-2023, 08:43 PM
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Negotiate your head la. This thread is for Education Service in MOE. There is no negotiation of EO salary unless you are a superscale officer with a personal-to-officer salary point.
Yes you are absolutely spot on on the exceptions, thatís how I achieved the 100k. Keep fighting fellow teachers!!
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