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26-06-2020, 02:14 PM
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43M
Household of 4 (2 kids). Wife is a sahm.
Salary: 220k per annum
Occupation: lecturer
Savings: 60-70k per year
Most of my expenditure: mortgage, car loan, parents allowance and medical bills, household expenses, children's extra curricular
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26-06-2020, 02:44 PM
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26M, graduated from Uni last year.
Started working 6 months ago.
Basic pay 5.3k (excl. employer CPF/No bonus for my job), take-home pay after CPF deduction and self help group donation, 4220
Sector: Sales
Insurance- Hospitalization, Term + Wl with relevant CI riders (215/month)
Spending/Bills/parents - 1000-1200(not much of a shopper, living with parents)
Investments(currently only company stocks)- 530/month
Savings: about 2.5k/Month
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26-06-2020, 03:56 PM
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Senior Member
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Join Date: Mar 2020
Posts: 73
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26F, 2nd lower.
Started working: 4 years ago.
Basic pay 5755 (before CPF). Take home 4600.
Sector: Public sector. Previously, private sector.
Food: $1000, sometimes I pay for my whole family of 4 when eating out.
Phone: $100
Transport: $100
Education: $500 (taking certifications, applying for programs)
Toiletries: $50 (makeup, hygiene)
Entertainment: $30 (movies)
Shopping: $50
Gifts: $20 (birthdays of friends/colleagues
Savings: about 2.75k/Month for the most recent year. Previously was earning much lesser and paying back tuition fee loan.
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29-06-2020, 05:15 AM
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49 yo Manufacturing manager in a large US MNC
About SGD 220k per annum
Low bonus though stable job
Target to work till 55
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07-07-2020, 09:02 AM
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Junior Member
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Join Date: Apr 2014
Posts: 5
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39F, tech sales
Base 10.9k per mth, transport 1.5k
Sales Bonus variable from 0 to 80k per annum
Saves minimum 6k per mth.
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07-07-2020, 08:48 PM
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29yo male.
140k base excluding aws and annual bonus..
spend less than 1k per month.
the rest save for house..
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08-07-2020, 09:55 AM
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Quote:
Originally Posted by Unregistered
29yo male.
140k base excluding aws and annual bonus..
spend less than 1k per month.
the rest save for house..
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140k base, your CPF not enough to pay for house? still need savings outside CPF for house?
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08-07-2020, 11:28 AM
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Quote:
Originally Posted by Unregistered
140k base, your CPF not enough to pay for house? still need savings outside CPF for house?
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if use purely CPF, how long you want to pay for? 20years? 30 years?
if you want to stay HDB for long, then you can slowly go pay..
your choice..
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