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How much do you earn and save?

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  #101 (permalink)  
Old 09-07-2020, 09:59 AM
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use CPF pay for HDB, savings get private property la bodoh..
your choice lor..

if you like to pay 1.5x more for HDB because interest is rolling every year.. then up to you..
and you like to be in debt for 2 houses than good luck to you...

wonder do you do financial planning first.

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  #102 (permalink)  
Old 10-07-2020, 10:41 AM
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I spend more than I earn every month by 200 to 300 dollars. Slowing eating up the wedding huat money I gained in the past. I can only take home 3.9k as my company pays below average salary. How do I increase income? I am committed to not increasing my lifestyle.



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  #103 (permalink)  
Old 11-07-2020, 05:55 AM
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I spend more than I earn every month by 200 to 300 dollars. Slowing eating up the wedding huat money I gained in the past. I can only take home 3.9k as my company pays below average salary. How do I increase income? I am committed to not increasing my lifestyle.
Try finding a new place that pays more? Or side income.

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  #104 (permalink)  
Old 11-07-2020, 08:39 AM
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Try finding a new place that pays more? Or side income.
Used to have side income. Was fired soon after wuhan virus smashed SG.
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  #105 (permalink)  
Old 13-07-2020, 11:05 AM
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Originally Posted by Unregistered View Post
your choice lor..

if you like to pay 1.5x more for HDB because interest is rolling every year.. then up to you..
and you like to be in debt for 2 houses than good luck to you...

wonder do you do financial planning first.
looks like someone clearly doesn't understand the concept of leverage
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  #106 (permalink)  
Old 14-07-2020, 12:13 PM
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Default Mr Yum

27 years old M
Salary from FT Job: $3k/month (1st job out of uni, went from ITE to UNI hence started late in the workforce)
Take Home: $2.4K/month
Weekend side hustle: $300-$400/month

Parents: $200
Hp: $20 (Circle's Life)
Insurance: $100
Food & Drinks: $300
Miscellaneous: $100

Savings: $1,980-$2,080/month

Liquid Cash: $15k (saving for wedding/bto coming up), Investments (stocks): $13k

Am I doing well? haha
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  #107 (permalink)  
Old 14-07-2020, 01:24 PM
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Originally Posted by Unregistered View Post
27 years old M
Salary from FT Job: $3k/month (1st job out of uni, went from ITE to UNI hence started late in the workforce)
Take Home: $2.4K/month
Weekend side hustle: $300-$400/month

Parents: $200
Hp: $20 (Circle's Life)
Insurance: $100
Food & Drinks: $300
Miscellaneous: $100

Savings: $1,980-$2,080/month

Liquid Cash: $15k (saving for wedding/bto coming up), Investments (stocks): $13k

Am I doing well? haha
Doing fine for your age! Almost exactly the same as I was just after I graduated 3 years back. Was earning 2.4k take home as a trainee with slightly lower total savings at 23k.
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  #108 (permalink)  
Old 15-07-2020, 12:55 AM
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31M in public service, not married
Monthly salary and expenditure
Salary: 6.9k
Passive income from investment: 1k
Allowance for parents (total): 800
Household bills (Mobile for the whole family and broadband): 250
Tax: ~200
Saving plans (bad decision during NS): 150
Insurance: 200
Own expenses (food, transport, entertainment, shopping): 1k top
Saving: ~5.3k/month
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  #109 (permalink)  
Old 15-07-2020, 01:12 AM
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I'm 29m

salary $9k , include bonus etc (~$9.5k)

mom $1.5k
food $1.2k
condo rental $1.5k
gym+entertainment stuff $500
other stuff (insurance, mobile, train, courses, books) $1k

save ~$3-5k
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  #110 (permalink)  
Old 15-07-2020, 11:55 AM
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33m, annual wage around 140k. Annual saving $30k cash.

Expenditure - living, childcare, car, tours, etc
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