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24-04-2024, 09:41 PM
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Quote:
Originally Posted by Unregistered
why not?
say you buy 1 new launch (3br compact 2mil), your wife buy 1 ex-ec (3br 1.5mil)
assuming bank interest rate stress test at 4.8% for 30 years loan, and bank wont loan more than TDSR 55%
Your wife needs to earn: $10,731.79per mth
you need to earn: $14,309.06 per mth
i see no reason why locum cant earn $14,309.06?
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Sounds like people in SG are asset rich cash poor. 30 years!
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24-04-2024, 11:29 PM
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Hi seniors
Need some advice - about to finish HO. Should I become a full time locum or stay on and try for residency (probably fam med)? As far as I know around 10-15% of my batch are already planning to break their bond and join chains/aesthetics/full time locum/telemed. I’m worried the flood of locums (around 30++ from my batch alone) will have unintended downstream consequences for the job market and ultimately might be more prudent to stay on. A lot of students are also planning to break bond once they finish HO (from what I have heard). Thanks
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25-04-2024, 12:52 AM
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Quote:
Originally Posted by Unregistered
Hi seniors
Need some advice - about to finish HO. Should I become a full time locum or stay on and try for residency (probably fam med)? As far as I know around 10-15% of my batch are already planning to break their bond and join chains/aesthetics/full time locum/telemed. I’m worried the flood of locums (around 30++ from my batch alone) will have unintended downstream consequences for the job market and ultimately might be more prudent to stay on. A lot of students are also planning to break bond once they finish HO (from what I have heard). Thanks
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rhetorical question?
You also know the answer. Stay on better for long term stability. But stay on is tough in the short term.
Full time locum is better in the short term in all ways. But long term may regret.
Question is how risk averse are you? How determined and flexible are you? Are you adventurous? Enterprising? Good at finding opportunities? Good at making things work? Or prefer safety and stability same old same old?
You can answer the question yourself.
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25-04-2024, 05:58 AM
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Quote:
Originally Posted by Unregistered
Hi seniors
Need some advice - about to finish HO. Should I become a full time locum or stay on and try for residency (probably fam med)? As far as I know around 10-15% of my batch are already planning to break their bond and join chains/aesthetics/full time locum/telemed. I’m worried the flood of locums (around 30++ from my batch alone) will have unintended downstream consequences for the job market and ultimately might be more prudent to stay on. A lot of students are also planning to break bond once they finish HO (from what I have heard). Thanks
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All so rich to break 500k bond ?
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25-04-2024, 06:55 PM
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Quote:
Originally Posted by Unregistered
Hi seniors
Need some advice - about to finish HO. Should I become a full time locum or stay on and try for residency (probably fam med)? As far as I know around 10-15% of my batch are already planning to break their bond and join chains/aesthetics/full time locum/telemed. I’m worried the flood of locums (around 30++ from my batch alone) will have unintended downstream consequences for the job market and ultimately might be more prudent to stay on. A lot of students are also planning to break bond once they finish HO (from what I have heard). Thanks
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Do u want to be a gp and earn minimum wage ur entire life?
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26-04-2024, 10:31 AM
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Histopathology
Is specializing in histopathology worth it? Seems like alot of effort with not much benefit. Considering that versus just leaving public and doing locum gp. However, I'm also a bit sick of seeing patients and abit burnout so want to go into histo. Anyone laojiaos can weigh in on this?
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26-04-2024, 10:45 AM
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Quote:
Originally Posted by Unregistered
Do u want to be a gp and earn minimum wage ur entire life?
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If he do fam med residency is that not a gp as well?
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26-04-2024, 10:53 PM
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Quote:
Originally Posted by Unregistered
If he do fam med residency is that not a gp as well?
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Same same but worse
Thankful for all those going into fam med to run the shitshow that is sg primary care
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27-04-2024, 06:47 PM
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Junior Member
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Join Date: Apr 2024
Posts: 6
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Quote:
Originally Posted by Unregistered
Is specializing in histopathology worth it? Seems like alot of effort with not much benefit. Considering that versus just leaving public and doing locum gp. However, I'm also a bit sick of seeing patients and abit burnout so want to go into histo. Anyone laojiaos can weigh in on this?
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Patho in general always in demand because there are always people leaving residency for many reasons.
But as someone said before, exams are hard if you dont mind studying can try to apply for any sub branches of pathology.
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