How much are you earning per annum?

Originally Posted by Unregistered

Not forgetting our friendly garment has imported 1,000,000 FT over the past 10 years here... So how to keep demand down??

Those who are waiting and praying COE to drop better be realistic.

why, you cant spell government?? Or govt?

Originally Posted by Unregistered

I am talking about one forumer I came across thinking of getting equity loan for car....not me....

I already bought an Estima at 190k in 2012 when coe cat e was 89k....my income about 12k a mth and have rental income of $2200, car expenses $2500 a mth, less than 20% my income so still ok for me....

Bought our Estima in 2009, COE 7k, less than $85k. Kekekee
Will COE drop to that low again....

Me too. Got my Anante at $40k with COE in Mar2009,
Cheap and good.
I have a feeling it will come down ton this level again.
Hopefully Q4'2015.
Huat ah!

Couple, age 44/45, with 2 kids
Engineering trained working in manufacturing sector
Condo fully paid
Car 1 year old fully paid
Filed $300k income last year
How are we doing as a working household?

What r yr views on property esp landed in the next 10 years? Will it continue to go down? Feel like selling my landed to retire in Malaysia before that happens as I have a health condition and afraid if I suddenly cannot work....if property slides and I cannot work, then cannot even retire, then cham....

Due to the massive oversupply of condos and BTO flats coming, the property market is going to fall further and will drag landed properties down as well. The only way to resolve this problem is to bring in more FTs in so that they can rent the empty condos. Landed property is now the most overvalued, prices went up by more than 100% since 2006.

If you are not confident about your health and job, then it is best to be debt free. You can retire in JB happily without worrying about any debt. This is just my opinion. You may want to seek professional advice. We are here just to share our views, based on our own perceptions. There are much more info that we need to know about the person and family's circumstances to fully comprehend the situation.

Originally Posted by Unregistered

Due to the massive oversupply of condos and BTO flats coming, the property market is going to fall further and will drag landed properties down as well. The only way to resolve this problem is to bring in more FTs in so that they can rent the empty condos. Landed property is now the most overvalued, prices went up by more than 100% since 2006.

If you are not confident about your health and job, then it is best to be debt free. You can retire in JB happily without worrying about any debt. This is just my opinion. You may want to seek professional advice. We are here just to share our views, based on our own perceptions. There are much more info that we need to know about the person and family's circumstances to fully comprehend the situation.

Good to hear that. For being patiently waiting, I will be able to get a new condo and new car at a low price in Y2016. We will see $30k COE and $600 psf condo soon. Huat ah!

Gentlemen (not so many ladies here I suspect).

Merc CLA 180 vs Audi A3.

What would u choose?
The online reviews agree that Audi A3 is better.
But in terms of prestige, Merc is perceived as more prestigious by Singaporeans.

Originally Posted by Unregistered

Gentlemen (not so many ladies here I suspect).

Merc CLA 180 vs Audi A3.

What would u choose?
The online reviews agree that Audi A3 is better.
But in terms of prestige, Merc is perceived as more prestigious by Singaporeans.

I will choose CLA. Are you waiting to buy it when it drops to $110k?

110K for Merc, definitely My HH income 200K, I am earning 127K last year. V secure job and no kids. So 110K is OK for me.

Even below 140K I wld seriously consider to buy already (but wld have to COE drop another 25K, to 45K)

A friend recently bought a new volvo s60 for $140K.

What is your rationale for CLA instead of Audi?