How much are you earning per annum?

Ang Chin Moh Funeral Directors

UOL FCH grad, 30 male. Drawing 15k/month at HFT.
Currently own 2 condos in prime area, getting passive income of 12k per month.

50 yo couple

Annual income last year $700k
Passive income from stocks and rental $120k
Paid up 2 private condo
Paid up luxury car
Both kids in Uni

We are ready to retire by 55. Life is good.

I am 99% sure some of these posts are just automated bots. Why would anyone post on this garbage forum at 3am and say the same nonsense with the same typography lol

you telling me people actually go overseas on vacation... and still come to this forum to humble brag? wtf

Most of these postings are fake.

Here is my posting. You judge whether it’s fake or not.

We are the average couple earning average salaries. In our early 50s. We are however prudent and able to save and clear of HDB mortgage. We are totally debt free!

We plan to retire when we are 55 as we can then collect our CPF after setting aside our CPF Life ERS.

Our savings will be used for our retirement from age 55 to 65. We will need $30k pa or $300k for 10 years. We will cook at home and have no car.

Upon reaching 65, our CPF Life will give us $5k pm or $60k pa. This is more than we need.

Life is good. We are happy with our success in life.

Originally Posted by Unregistered

I am 99% sure some of these posts are just automated bots. Why would anyone post on this garbage forum at 3am and say the same nonsense with the same typography lol

you telling me people actually go overseas on vacation... and still come to this forum to humble brag? wtf

Yup, most of the posts are 100% fake.

Just look at this other post,

Originally Posted by Unregistered

Let me chip in with our finance situation

Me and wife are 52 this year. We are fortunate to be gainfully employed with global MNC ever since we graduated

Managed to paid up 2 private properties

Stay in $2.5 mil
Rental $1.6 mil

CPF all accounts $1.5 mil
Cash and stocks $1 mil

We intend to work till 55 and then retire happily after that

Life is good. We are contented.

Also posted around 2-3 AM and it's always the same thing.

"Oh retire by 55, oh life is good, we are happy we are content".

Simi lj? who talk like this?


Hey guys wow I have 10 million dollars, my wife is beautiful. I am content. I am happy.

I will retire by 55. Life is good, life is fair.


??????????? da fuq?

Take everything you read here with a pinch of salt. Don't believe everything at its face value especially on an unregulated/annoymous forum.

Good for them if they are high achievers in life, happy and god bless them. Otherwise, nothing to be discouraged about.

Originally Posted by Unregistered

Take everything you read here with a pinch of salt. Don't believe everything at its face value especially on an unregulated/annoymous forum.

Good for them if they are high achievers in life, happy and god bless them. Otherwise, nothing to be discouraged about.

yup this guy is correct , also use abit of logic and u can alr tell if people truly retired and happy rite , they wont come this forum boast one , where got time ? boast on unregulated forum for wat ?

same reason y u see those dbs seed , micron , big 4 , accenture threads , u wont ever see anyone really happy earn a lot go post in it , its always the sad salty ones always angry posting

Originally Posted by Unregistered

Take everything you read here with a pinch of salt. Don't believe everything at its face value especially on an unregulated/annoymous forum.

Good for them if they are high achievers in life, happy and god bless them. Otherwise, nothing to be discouraged about.

Need to make people believe that everything in life is good and it's possible to retire early instead of working to death even if you aren't a high flyer. Picking cardboard is for exercise after all.

Originally Posted by Unregistered

Most of these postings are fake.

Here is my posting. You judge whether it’s fake or not.

We are the average couple earning average salaries. In our early 50s. We are however prudent and able to save and clear of HDB mortgage. We are totally debt free!

We plan to retire when we are 55 as we can then collect our CPF after setting aside our CPF Life ERS.

Our savings will be used for our retirement from age 55 to 65. We will need $30k pa or $300k for 10 years. We will cook at home and have no car.

Upon reaching 65, our CPF Life will give us $5k pm or $60k pa. This is more than we need.

Life is good. We are happy with our success in life.

Your posting looks genuine. Very down to earth and possible. The typical average Singaporean who has succeeded in life. Own HDB flat and got savings and CPF. No need to be greedy for more. Anyway we only live once. Enjoy retirement if you can afford to retire with a simple lifestyle. No need to dream of getting bungalow, sports car, etc then can retire. Don’t be stupid.