How much can you save if I make 108K per year - Page 3 - Salary.sg Forums
Salary.sg Forums  

Go Back   Salary.sg Forums > The Salary.sg Discussion Forums: > Income and Jobs

Income and Jobs Discuss jobs, career options and of course salaries




How much can you save if I make 108K per year

 Citibank Cash Back Card - up to $350 cash back* - Click to Apply Now 
Reply
 
Thread Tools
  #21 (permalink)  
Old 08-12-2015, 09:25 PM
Verified Member
 
Join Date: Dec 2015
Posts: 15
kelvinfrog is on a distinguished road
Default

Uncle MK and others, thanks for all your advices. My work place is in Jurong East and a friend of my mom just told me that two bedrooms HDB costs about 1.5K, so I will def look into that.

Reply With Quote
  #22 (permalink)  
Old 08-12-2015, 09:56 PM
Unregistered
Guest
 
Posts: n/a
Default

I suggest you rent a condo unit. Better, much much better.

Reply With Quote
  #23 (permalink)  
Old 08-12-2015, 10:07 PM
Verified Member
 
Join Date: Dec 2015
Posts: 15
kelvinfrog is on a distinguished road
Default

My mom's friend told me it will be around 2K for condo, so it is still within my budget and I will look at both HDB and condo, then make a decision.

Reply With Quote
  #24 (permalink)  
Old 08-12-2015, 10:35 PM
Unregistered
Guest
 
Posts: n/a
Default

For an expat of your calibre, it is best you rent a condo, even if it is a one bedroom unit. You can always request the landlord to provide you with a sofa bed in the living room so when your mum comes to visit, you can sleep on the sofa bed while your mum use the room. When colleagues ask where you stay and if it's a condo, you will gain more respect. Face is very important here. Moreover it is a lot safer to stay in a condo and you get to use the swimming pool and gym. You can also invite colleagues and friends over for BBQ. Life will so much better living in a condo. Just ask around your fellow expat friends. You just spend a bit more every month and it's a whole different lifestyle you get to enjoy. Condos next to MRT stations will be best as it takes you a short while to travel and allows you to have more sleep.
Reply With Quote
  #25 (permalink)  
Old 15-12-2015, 09:19 AM
Verified Member
 
Join Date: Dec 2015
Posts: 15
kelvinfrog is on a distinguished road
Default

Thanks for your insight. I guess another thing I need to get used to is "face is important for Asian culture". In the US, you can live your own life without dealing with so much peer pressure. That is something I need to get used to since my personality is so causal and laid back.
Reply With Quote
  #26 (permalink)  
Old 15-12-2015, 11:11 AM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by kelvinfrog View Post
Thanks for your insight. I guess another thing I need to get used to is "face is important for Asian culture". In the US, you can live your own life without dealing with so much peer pressure. That is something I need to get used to since my personality is so causal and laid back.
Yes, you have to understand that face is very important in Asian culture. You have to respect that.
Reply With Quote

  #27 (permalink)  
Old 15-12-2015, 05:02 PM
Unregistered
Guest
 
Posts: n/a
Wink

Quote:
Originally Posted by Unregistered View Post
For an expat of your calibre, it is best you rent a condo, even if it is a one bedroom unit. You can always request the landlord to provide you with a sofa bed in the living room so when your mum comes to visit, you can sleep on the sofa bed while your mum use the room. When colleagues ask where you stay and if it's a condo, you will gain more respect. Face is very important here. Moreover it is a lot safer to stay in a condo and you get to use the swimming pool and gym. You can also invite colleagues and friends over for BBQ. Life will so much better living in a condo. Just ask around your fellow expat friends. You just spend a bit more every month and it's a whole different lifestyle you get to enjoy. Condos next to MRT stations will be best as it takes you a short while to travel and allows you to have more sleep.
Condo rental is so cheap and affordable, and it is getting even lower and lower every month. If you call any property agent now, they will share with you how much the rental and property price had gone down recent years. There are so many new, nice and vacant condo to choose, many landlords are really desperate after keeping it vacant for months. You will be spoilt with choices, try to get short term rental contract, as rental market is getting bad to worst till next year.
Reply With Quote
  #28 (permalink)  
Old 16-12-2015, 10:41 AM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
Yes, you have to understand that face is very important in Asian culture. You have to respect that.
Face is not everything in Asian culture.
Reply With Quote
  #29 (permalink)  
Old 16-12-2015, 08:42 PM
Unregistered_101
Guest
 
Posts: n/a
Default

Face thing is only important for insecure people and I wouldn't take an insecure persons advise too seriously.

Just live your life appropriately. Don't deprive yourself of any enjoyments (you are working overseas after all) but make sure not to excessively indulge. If you like a comfortable living (gym/swimming etc) within the means by all means go for a condo if spending that few hundred more can be considered, I would say in Singapore entertainment can be the major cost i.e drinking dining etc so just watch out on these areas.

Do an expense tracker and you can monitor your cost accordingly.



Quote:
Originally Posted by kelvinfrog View Post
Thanks for your insight. I guess another thing I need to get used to is "face is important for Asian culture". In the US, you can live your own life without dealing with so much peer pressure. That is something I need to get used to since my personality is so causal and laid back.
Reply With Quote
  #30 (permalink)  
Old 16-12-2015, 09:40 PM
Unregistered
Guest
 
Posts: n/a
Thumbs up

Quote:
Originally Posted by Unregistered_101 View Post
Face thing is only important for insecure people and I wouldn't take an insecure persons advise too seriously.

Just live your life appropriately. Don't deprive yourself of any enjoyments (you are working overseas after all) but make sure not to excessively indulge. If you like a comfortable living (gym/swimming etc) within the means by all means go for a condo if spending that few hundred more can be considered, I would say in Singapore entertainment can be the major cost i.e drinking dining etc so just watch out on these areas.

Do an expense tracker and you can monitor your cost accordingly.
Go enjoy those free condo facilities, all paid by landlord in Singapore. Very worth...
Reply With Quote
Reply

Bookmarks

Tags
expenses, income pa, savings

« Previous Thread | Next Thread »
Thread Tools

Posting Rules
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Tuition Teachers Make 20k Salary.sg Income and Jobs 7 24-09-2020 09:50 AM
5 simple lifestyle changes that can save you $10,000 in a year admin Income and Jobs 0 14-09-2015 10:52 PM
How much can an actuary make? bloons4 Income and Jobs 26 11-12-2013 08:59 AM
how to make it big in engineering? wulala Income and Jobs 6 12-04-2011 04:00 PM
SMU Fresh Grads Make $4k to $10k Salary.sg Income and Jobs 140 04-06-2010 06:42 PM

» 30 Recent Threads
Lawyer Salary ( 1 2 3... Last Page)
9,591 Replies, 3,074,135 Views
Compare civil service salary ( 1 2 3... Last Page)
10,707 Replies, 5,916,824 Views
Civil Svc/ Statboard - Typical... ( 1 2 3... Last Page)
2,718 Replies, 1,131,609 Views
SIM-UOL fresh grad starting pay ( 1 2 3... Last Page)
3,150 Replies, 1,333,179 Views
How is life as a doctor in... ( 1 2 3... Last Page)
1,461 Replies, 980,014 Views
Career as Teacher ( 1 2 3... Last Page)
2,877 Replies, 1,754,178 Views
ST Electronics ( 1 2 3... Last Page)
867 Replies, 258,671 Views
Engineer Pay ( 1 2 3... Last Page)
109 Replies, 45,612 Views
Equity Research jobs
3 Replies, 277 Views
Q: Big4 - Yearly salary increment ( 1 2 3... Last Page)
1,022 Replies, 814,474 Views
HSBC Graduate Programme 2021
0 Replies, 76 Views
Working in HDB ( 1 2 3... Last Page)
351 Replies, 280,325 Views
E-Reading apps for kids
2 Replies, 1,663 Views
PCB design course
3 Replies, 182 Views
anyone working at NCS ? ( 1 2 3... Last Page)
458 Replies, 317,057 Views
Job Application with MOE... ( 1 2 3... Last Page)
245 Replies, 224,675 Views
MINDEF DXO (All FAQ on it) ( 1 2 3... Last Page)
3,405 Replies, 2,009,387 Views
How much are you earning per annum? ( 1 2 3... Last Page)
12,047 Replies, 3,844,079 Views
NUS working environment and pay... ( 1 2 3... Last Page)
90 Replies, 74,376 Views
Hospital (Private or Public)...
9 Replies, 5,724 Views
Anyone jobless for a long time... ( 1 2 3... Last Page)
3,002 Replies, 1,144,562 Views
High loan approval for business...
3 Replies, 618 Views
Whats your net worth ( 1 2 3... Last Page)
2,765 Replies, 829,165 Views
How to start a small business ( 1 2)
12 Replies, 2,199 Views
Third Party Contract From... ( 1 2 3)
20 Replies, 2,499 Views
OCBC Graduate Talent Programme... ( 1 2 3... Last Page)
334 Replies, 113,991 Views
Should I switch to a higher paying... ( 1 2 3... Last Page)
32 Replies, 3,258 Views
AML/Compliance/KYC professionals... ( 1 2 3... Last Page)
1,394 Replies, 588,689 Views
MAS : Mid Career Professionals ( 1 2 3... Last Page)
224 Replies, 137,073 Views
Prospects of an economics degree ( 1 2 3)
25 Replies, 12,317 Views
Powered by vBadvanced CMPS v3.2.2



All times are GMT +8. The time now is 12:03 AM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2