How much are you earning per annum?

Originally Posted by Unregistered

Told you nicely already, don't understand, right? Fuc.k off from this thread

Second that!

Third that with the middle finger pointing at you.

This is also to all future poster who talk abt COE in this thread.

No No No... we must keep whatever topics in this thread....
Need to bump it to above 2 million views....
So COE topics is welcomed!

Quotations on Profanity

"The foolish and wicked practice of profane cursing and swearing is a vice so mean and low that every person of sense and character detests and despises it." -George Washington

"Profaneness is a brutal vice. [The person] who indulges in it is no [gentleperson]." -Edwin Hubbel Chapin

"Most people who commit a sin count on some personal benefit to be derived therefrom, but profanity has not even this excuse." -Hosea Ballou

"A single profane expression betrays a [person's] low breeding." -Joseph Cook

"Of all the dark catalogue of sins there is not one more vile and execrable than profaneness..." -Samuel H. Cox

"From a common custom of swearing [people] easily slide into perjury; therefore, if thou wouldst not be perjured, do not use thyself to swear." -Hierocles


"Let thy speech be better than silence, or be silent." - Dionysius of Halicarnassus

"Words are sacred. They deserve respect. If you get the right ones, in the right order, you can nudge the world a little." - Tom Stoppard

"To swear is neither brave, polite, nor wise." -Alexander Pope

"Be careful of your words, for they become your thoughts. Be careful of your thoughts, for they become your actions. Be careful of your actions, for they become your character. Be careful of your character, for it becomes your destiny." - Anonymous

"A vessel is known by the sound, whether it be cracked or not, so [people] are proved by their speeches whether they be wise or not." - Demosthene


"Such as thy words are, such will thine affections be esteemed; and such as thine affections, will be thy deeds; and such as thy deeds will be thy life." - Socrates


"Rudeness is the weak [person's] imitation of strength." - Eric Hoffer

"Profanity is the last refuge of the truly ignorant." - Anonymous

"By swallowing evil words unsaid, no one has ever harmed his [or her] stomach." - Winston Churchill

"Speak when you are angry and you will make the best speech you will ever regret." - Ambrose Bierce

"If you wouldn't write it and sign it, don't say it." - Earl Wilson

Thank you for sharing with me your brilliant plan. I'm excited to know of the prospects of getting $10.5k pm in passive income. I will have lots of money to use for holidays during our retirement. I will need professional advice on how to buy stocks which can give me a 5% dividend.

Originally Posted by Unregistered

Very easy. Since you save $112k pa, by the time you retire at 65, you would have saved $1.68m cash ($112k x 15 years). Invest this in a 5% dividend yield portfolio and you get dividend income of $84k pa or $7k pm. You will also get $3.5k pm from your CPF Life. So your retirement income is $10.5k pm or $126k pa. You can have a very relaxing and worry free retirement.

32 and 29 year old married couple
No children yet
3 bedroom Condo worth $1 mil, outstanding loan $600k
Combined Annual Income $260k
New car bought this year $100k paid, outstanding loan $80k
Saves $80k/year

Originally Posted by Unregistered

32 and 29 year old married couple
No children yet
3 bedroom Condo worth $1 mil, outstanding loan $600k
Combined Annual Income $260k
New car bought this year $100k paid, outstanding loan $80k
Saves $80k/year

Should start having children

Originally Posted by Unregistered

32 and 29 year old married couple
No children yet
3 bedroom Condo worth $1 mil, outstanding loan $600k
Combined Annual Income $260k
New car bought this year $100k paid, outstanding loan $80k
Saves $80k/year

You're rich. What's your combined net worth?

Hi all. Working as a technician now drawing 1900 monthly. First year. Want to study but don't know what should I go for . Logistics or electronics degree in unisim. Any advice? Which one is better for the future?

49, 50 married couple with teenage kids.
owns a condo worth $1.2m, fully paid up.
other assets are cpf, cash and car.
bought the car last year, fully paid up.
our combined income is $170k pa.
our combined net worth $1.8m.