How much are you earning per annum?

Originally Posted by Unregistered

Spouse and I, both 40 years old earn a total of $9k pm. We are currently staying in a 4 room flat worth $400k, paid up. We plan to upgrade to a 3 bedroom EC costing $900k. We will sell our flat and take a loan of only $500k for our new EC. We will pay about $24k pa in mortgage payment (MSR of only 22%). We will soon achieve our last C among the 5Cs. Our social status will go up once we move into the EC in a few years time.

troll spotted.

Seriously, all these talks about what to be considered rich. Why you even bother? You all have superior complexity? Dont need to be so obssessed with superficial symbol and fake status. Just worry about your life is enough.

31yo, male
Annual wage >$142k
Cash >$2k
Stocks >$210k
Unit trusts >$35k
CPF > $220k
Property ($1.2mn; paid up $300k)

How poor/rich/average am I?

I think the following had been posted before, but I thought it was good to read and reflect on them - whether we think like losers or winners

Winners believe "I create my life." Losers believe "Life happens to me."
Winners play the money game to win. Losers play the money game to not lose.
Winners are committed to being rich. Losers want to be rich.
Winners think big. Losers think small.
Winners focus on opportunities. Losers focus on obstacles.
Winners admire other rich and successful people. Losers resent rich and successful people.
Winners associate with positive, successful people. Losers associate with negative or unsuccessful people.
Winners are willing to promote themselves and their value. Losers think negatively about selling and promotion.
Winners are bigger than their problems. Losers are smaller than their problems.
Winners choose to get paid based on results. Losers choose to get paid based on time.
Winners think "both". Losers think "either/or".
Winners focus on their net worth. Losers focus on their working income.
Winners manage their money well. Losers mismanage their money well.
Winners have their money work hard for them. Losers work hard for their money.
Winners act in spite of fear. Losers let fear stop them.
Winners constantly learn and grow. Losers think they already know.”

Originally Posted by Unregistered

31yo, male
Annual wage >$142k
Cash >$2k
Stocks >$210k
Unit trusts >$35k
CPF > $220k
Property ($1.2mn; paid up $300k)

How poor/rich/average am I?

You are extremely rich. Keep it up.
Which stocks have you invested in? Care to share.

Lawyer
30
160k

Mr Microstate

All I can say is - go fark yourself.

I have worked overseas (and possibly so have many others reading in). We appreciate what you are talking about but display some EQ in your posts.

Else, fark off from this place where yoj earn your pathetic keep.

Winners retire at 45, enjoying their passive income and spending the rest of their lives in doing charity and good work, making a difference to the poor and needy.

Losers are still slaving themselves at 65, always feeling insecure financially. Even though they have more than enough to feed 7 generations, they are still greedy to earn more, just for themselves and their families and not to give away to charity.

Originally Posted by Unregistered

I think the following had been posted before, but I thought it was good to read and reflect on them - whether we think like losers or winners

Winners believe "I create my life." Losers believe "Life happens to me."
Winners play the money game to win. Losers play the money game to not lose.
Winners are committed to being rich. Losers want to be rich.
Winners think big. Losers think small.
Winners focus on opportunities. Losers focus on obstacles.
Winners admire other rich and successful people. Losers resent rich and successful people.
Winners associate with positive, successful people. Losers associate with negative or unsuccessful people.
Winners are willing to promote themselves and their value. Losers think negatively about selling and promotion.
Winners are bigger than their problems. Losers are smaller than their problems.
Winners choose to get paid based on results. Losers choose to get paid based on time.
Winners think "both". Losers think "either/or".
Winners focus on their net worth. Losers focus on their working income.
Winners manage their money well. Losers mismanage their money well.
Winners have their money work hard for them. Losers work hard for their money.
Winners act in spite of fear. Losers let fear stop them.
Winners constantly learn and grow. Losers think they already know.”

What's all this about? There is no need for this and by posting this offending post you are sinking way lower than that non-local retard and loser.

For all you know, he came here because he couldn't fit in in his big state and found he couldn't fit in here either. Wherever he goes he will find miseries.

If you can't put forth a good argument at least refrain from disguised profanities. We don't welcome those too.

Originally Posted by Unregistered

Mr Microstate

All I can say is - go fark yourself.

I have worked overseas (and possibly so have many others reading in). We appreciate what you are talking about but display some EQ in your posts.

Else, fark off from this place where yoj earn your pathetic keep.

Winners see charitable work as part and parcel of living well. Losers crow about every little bit of giving they do because it hurts them.

Winners derive joy and other benefits from their work and endeavors. Losers see themselves as slave to their work and thus missing out on the other benefits of work.

Let me modify this one:

Winners think and achieve both. Losers think either/or.

Originally Posted by Unregistered

Winners retire at 45, enjoying their passive income and spending the rest of their lives in doing charity and good work, making a difference to the poor and needy.

Losers are still slaving themselves at 65, always feeling insecure financially. Even though they have more than enough to feed 7 generations, they are still greedy to earn more, just for themselves and their families and not to give away to charity.