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How much are you earning per annum?

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  #11571 (permalink)  
Old 17-01-2019, 10:31 AM
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35yo Singaporean male. 2 years NS
Mid level manager in SME
260k basic
Variable annum bonus 150-250k
Landed house
Lexus SUV
Married with two kids

I grew up in HDB poor. Life in Singapore is good if you are hardworking. I find foreigners to be more hardworking than locals. Humbly, I'm still far from retirement.

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  #11572 (permalink)  
Old 17-01-2019, 11:19 PM
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woah, so many high flyers here.

27 y/o, singaporean
Banking ops
approx 60k pa
Cash on hand, not much, spent all on trips overseas



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  #11573 (permalink)  
Old 18-01-2019, 10:24 AM
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woah, so many high flyers here.

27 y/o, singaporean
Banking ops
approx 60k pa
Cash on hand, not much, spent all on trips overseas
Its alright to start low so future success can taste sweeter. If you don't hit miminum 100k by the time you are 30 then you should seriously evaluate where you went wrong.

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  #11574 (permalink)  
Old 18-01-2019, 12:35 PM
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Its alright to start low so future success can taste sweeter. If you don't hit miminum 100k by the time you are 30 then you should seriously evaluate where you went wrong.
Your logic about 100k by 30 is flawed because not everyone can achieve it in reality and in general.

Right investment and prudent savings can help to grow whichever amount of disposal income.
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  #11575 (permalink)  
Old 18-01-2019, 01:41 PM
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Your logic about 100k by 30 is flawed because not everyone can achieve it in reality and in general.

Right investment and prudent savings can help to grow whichever amount of disposal income.
That's why those people are gone case... throw a stone and you easily hit a 100k 30 year old. Among my close friends, we are going for the "200k by 35" goal instead. At least that's a challenge, given that you start at 50k at age 25.
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  #11576 (permalink)  
Old 18-01-2019, 02:29 PM
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That's why those people are gone case... throw a stone and you easily hit a 100k 30 year old. Among my close friends, we are going for the "200k by 35" goal instead. At least that's a challenge, given that you start at 50k at age 25.

I dont think they are gone case. Just that there many factors involved. If you cant reach 200k by 35 are you gone case as well? Those who have 500k by 35 will say that you are gone case.

Earning power doesnt mean you are rich and successful.
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  #11577 (permalink)  
Old 18-01-2019, 03:51 PM
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Your leaders have already set the benchmark for you, anything less than 500k is mediocre performer. You locals thinking 60k at 27 age is not "gone case", it show the need for non-locals who can do the highpay jobs that lazy locals cannot.
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  #11578 (permalink)  
Old 18-01-2019, 04:52 PM
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I dont think they are gone case. Just that there many factors involved. If you cant reach 200k by 35 are you gone case as well? Those who have 500k by 35 will say that you are gone case.

Earning power doesnt mean you are rich and successful.
Just curious, what would be your end goal (or wealth to accumulate) when retired?

I see that many aimed to retire early. If so, your wealth growth may be limited. Even if you can earn high income early, but by retiring early (or burnt out early), your wealth will not be high.

For those who do not earn high salaries, I would urge them not to despair. A steady and consistent approach to wealth building over many years has been used by many people to build substantial wealth by the time they retire.

My wife and I are your typical mid-level managers with modest salaries that were barely above the average income. We will be retiring soon at 62, and we are comforted and pleased that we have built up a networth of close to $10M. Built up through the slow and steady way. Granted that we were living a modest lifestyle all along. Upgraded to a 4 bedroom condo around 10 years back, we each have a simple jap car and only have an overseas holiday trip once a year!
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  #11579 (permalink)  
Old 18-01-2019, 05:34 PM
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Your leaders have already set the benchmark for you, anything less than 500k is mediocre performer. You locals thinking 60k at 27 age is not "gone case", it show the need for non-locals who can do the highpay jobs that lazy locals cannot.
Dont let your leaders dictate your life. Carve out your path. You are just the fastest race in this rat race of climbing the corporate ladder. Money wont satisfy you.
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  #11580 (permalink)  
Old 19-01-2019, 01:11 PM
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That's why those people are gone case... throw a stone and you easily hit a 100k 30 year old. Among my close friends, we are going for the "200k by 35" goal instead. At least that's a challenge, given that you start at 50k at age 25.
Elitism at its finest.
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