How is life as a doctor in Singapore?

Originally Posted by Unregistered

Yes I will advise them to follow same path
Coz a typical mbbs still earn more than a typical bachelor
Although not as much as a llb

Really?
How much does GP make vs LLB?

Originally Posted by Unregistered

?
For a specialist yo leave in the first place, they usually quite senior
Ah bo go out where got business. Just one of the many shops at novenna medical center.
Usually when Indonesian clients start to book private appointment with u, can consider going out liao.
This kind come back is to set up service that kind.
It's usually not for money.

System don't hire back gp
For FP it will be those v senior ones
With fcfp and usually v active with college.
Ktph when setup got Dr Micheal wong hire back as senior consultant
And become vice chairman medical board
Now he doing some regional health thing.

Not true leh. For specialist, you can leave once you hit consultant. I have seen private derm, endocrine and other medical specialists leave in their mid 30s. (At least they working in rmg, which is where I work as a gp now- I check the directory) mount e I not sure

Originally Posted by Unregistered

Not true leh. For specialist, you can leave once you hit consultant. I have seen private derm, endocrine and other medical specialists leave in their mid 30s. (At least they working in rmg, which is where I work as a gp now- I check the directory) mount e I not sure

How much do these specialist earn in mid 30s after going private?

Originally Posted by Unregistered

Yes you and your hubby have done well.
But maybe things are harder for younger generation of drs?
Property is a lot mire expensive now.
15 years ago still can buy condo 600k
Now is 1m.
Meanwhile salaries havent doubled for drs.
Your own kids, you wouldnt advise them to be GPs?

My kids don't want to be Drs. My older boy doing Banking and Finance in poly and my younger one doing homeschooling in Computing, Science, Eng and Maths. He shows promise in Computing without any help can build a game and website so maybe steer him to Computer Science.

Just went to Tembusu Grand showflat. 3 bedder at S$2.7 mil already. Heard there are units selling at more than S$3k psf in other launches! Really expensive.

Yeah, things are much more expensive and salaries are not keeping up.

Originally Posted by Unregistered

My kids don't want to be Drs. My older boy doing Banking and Finance in poly and my younger one doing homeschooling in Computing, Science, Eng and Maths. He shows promise in Computing without any help can build a game and website so maybe steer him to Computer Science.

Just went to Tembusu Grand showflat. 3 bedder at S$2.7 mil already. Heard there are units selling at more than S$3k psf in other launches! Really expensive.

Yeah, things are much more expensive and salaries are not keeping up.

At this rate where do you see things going?

Originally Posted by Unregistered

My salary now 6.5k (starting was 4.9k), give parents 2k mthly since work. But I also spend 800 per mth on all insurance and 500 on one ILP.
So left 3.2 for myself lo. On top of that also spend quite a bit on exams. Did mrcp, gdfm and doing mmed in Nov.
Spend close to 10k on mrcp (coz failed paces once, so extra cost for 2nd attempt which I passed), and another 10k for gdfm. Hence not much cash lo

6.5k after cpf? You are now pgy 6? Meaning all your bonuses went to exams?

Originally Posted by Unregistered

My kids don't want to be Drs. My older boy doing Banking and Finance in poly and my younger one doing homeschooling in Computing, Science, Eng and Maths. He shows promise in Computing without any help can build a game and website so maybe steer him to Computer Science.

Just went to Tembusu Grand showflat. 3 bedder at S$2.7 mil already. Heard there are units selling at more than S$3k psf in other launches! Really expensive.

Yeah, things are much more expensive and salaries are not keeping up.

3k psf is for freehold ccr. And maybe 99 year ccr like newton kopar and Holland village residence. But the 3k psf is not for mbbs but for other professions.
Doctor shld stay hdb where psf <1.2k

Originally Posted by Unregistered

3k psf is for freehold ccr. And maybe 99 year ccr like newton kopar and Holland village residence. But the 3k psf is not for mbbs but for other professions.
Doctor shld stay hdb where psf <1.2k

So sad.
You must be that quitter gloating again.
What are the other professions you speak of?

Originally Posted by Unregistered

My salary now 6.5k (starting was 4.9k), give parents 2k mthly since work. But I also spend 800 per mth on all insurance and 500 on one ILP.
So left 3.2 for myself lo. On top of that also spend quite a bit on exams. Did mrcp, gdfm and doing mmed in Nov.
Spend close to 10k on mrcp (coz failed paces once, so extra cost for 2nd attempt which I passed), and another 10k for gdfm. Hence not much cash lo

Parents 2k a bit too much. But since they pay for ur uk sch fees
So okie. Next time can inherit their wealth too.

Why spend 800 for insurance?
Use mindef Sing life.
Cancel your ILP. If you just started <2 years

I have best in class hospitalisation integrated shield , max out mindef singlife for term, PA, critical illness and early critical.

The Mrcp and GDFM cost is worth it.
Just your iLP is quite effy

But on behalf of your insurance agent, I thank you for sponsoring his Audi and overseas trips.

Originally Posted by Unregistered

Parents 2k a bit too much. But since they pay for ur uk sch fees
So okie. Next time can inherit their wealth too.

Why spend 800 for insurance?
Use mindef Sing life.
Cancel your ILP. If you just started <2 years

I have best in class hospitalisation integrated shield , max out mindef singlife for term, PA, critical illness and early critical.

The Mrcp and GDFM cost is worth it.
Just your iLP is quite effy

But on behalf of your insurance agent, I thank you for sponsoring his Audi and overseas trips.

Yup insurance cum financial advisor love to target doctors.
Call them "high net worth" clients.
But really is to massage their ego. Make them feel like very satki
Tell them things like you will be making 300k 500k need to protect
That with insurance. So buy expensive ILP stuff.
Helps that most drs are by and large ignorant of financial matters.
Kum sia.