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02-04-2023, 06:09 PM
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Quote:
Originally Posted by Unregistered
GP in Singapore is not the top earner
It is just how it is
If you want to do better financially the answer is not
See more patients. It will drive you to burnout
Have to learn how to invest in property
At least thats the case in Singapore.
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Agree but timing also important. Now is a good time to sell but not to buy as prices have climbed a lot the last 2 years. Recession may be coming, wait for a downturn in prices first before buying. Interest rates also too high to borrow money. Glad we can pay off our home loan soon so don't have to pay the bank so much interest.
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02-04-2023, 06:11 PM
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The recent crash in stock market was a good chance to buy. Now the tech stocks are rising again. Alibaba by 100%, my FB shares also finally rebounding.
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02-04-2023, 06:27 PM
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Quote:
Originally Posted by Unregistered
It's more important to work smart than to work hard.
I heard from my lawyer before that there was a Dr who bought and sold so many properties like 20 over that IRAS deemed him a trader. He must have huat to the moon.
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That must be years ago , with absd its not possible to make money
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02-04-2023, 06:29 PM
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Quote:
Originally Posted by Unregistered
Get married early and buy a BTO HDB or EC while yr salaries are not that high. Decouple and buy a private condo or landed and keep yr hdb or EC for rental. That will give you passive income for yr retirement. |
Bro how to decouple ? Its not allowed in sg unless u divorce
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02-04-2023, 06:36 PM
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Quote:
Originally Posted by Unregistered
I am a new GDFM FP. Can i check whats the base senior Fp salary for GDFM . There is only one senior FP GDFM in my clinic who is too senior for me to casually ask, rest have left.
I am not doing MMED due to personal reasons and family commitments.
I cant go private as i cant do nights as i have small kids.. feel abit stuck as GDFM FP.
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How high u want Ur salary to go?
Just a part time diploma get registered as a fp is already v good liao
Go one corner and arm chio liao.
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02-04-2023, 06:37 PM
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Quote:
Originally Posted by Unregistered
Bro how to decouple ? Its not allowed in sg unless u divorce
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That is not true. At least for private property u can. Don't need to divorce. Not sure about HDB rules though.
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02-04-2023, 06:44 PM
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Can buy an EC first I suppose as it gets privatised in 10 years. Then can decouple perhaps. Better to check with a lawyer or agent though.
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02-04-2023, 10:35 PM
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Quote:
Originally Posted by Unregistered
Back in the day, we saw 100+ patients. Every cent we earn is from blood and sweat. Ask yourself if you are working hard enough these days.
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Back in the day.....
How much was property?
How much was consult fee?
Devil is in details.
Also back in the day there was no google.
Level of knowledge patients had was literally zero.
Parental type practice of medicine
I would say back in the day drs had it easy.
How many patients ever argue with the dr?
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02-04-2023, 10:39 PM
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Quote:
Originally Posted by Unregistered
Agree but timing also important. Now is a good time to sell but not to buy as prices have climbed a lot the last 2 years. Recession may be coming, wait for a downturn in prices first before buying. Interest rates also too high to borrow money. Glad we can pay off our home loan soon so don't have to pay the bank so much interest.
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WRONG
This is exactly the loser mentality.
Singapore property is NOT like stocks
Sg govt supports the market
Back in 2008 I heard exactly same thing from OPS colleagues
Rubbish.
If you have such mentality you will never buy property
There will always be excuses.
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