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01-06-2013, 07:50 PM
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Junior Member
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Join Date: Jun 2013
Posts: 1
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Advice on Overseas Education
Hi everyone,
I am new to this forum, but I would like to seek insights and advice on a matter that has been troubling me alot. Currently I possess offers from both NUS (Science) and Cambridge (NatSci), for deferred entry starting from next year 2014. This may seem an easy choice, but please give me a chance to explain.
I come from a middle-lower class family, and after speaking with them, they decided to support whatever decision I make with regards to this matter. I understand that they would have to scrimp and save, as well as have to undertake a mortgage loan in order to pay for my overseas education (about S$275k for 4 years MSci degree). However I am personally rather uncomfortable with this, especially since my parents would be retiring soon, and I feel I should only go to Cambridge if the future financial value (in terms of additional income) outweights the current financial cost (bank loan). Doing so, I would be able to repay the entire bank loan to them as quickly as possible for their retirement fund.
Therefore I would like to ask if pursuing a Cambridge degree is a financially-viable idea, or would be an unfair one to my parents. Since I lack much knowledge about the corporate world, I am truly looking forward to advice on this matter. Thank you in advance.
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01-06-2013, 08:28 PM
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Firstly, I am not sure where a Cambridge Science degree will lead you to eventually, since you are not on any scholarships. Assuming you get fabulous results, it still does not make you a principal investigator in A*Star. As for a Science graduate in NUS, many ended up as science teachers or in administrative positions in the civil service. In my opinion, the foray into life sciences did not take off. I would not go for science in the first place unless someone is footing my school fees for the next 4 years.
I suppose that you got brilliant results for your A Levels, which is the reason why Cambridge accepted you. Why not consider an accountancy course in NTU? Even a law degree course in SMU/ NUS will cost less than half of an overseas program.
Quote:
Originally Posted by kefer
Hi everyone,
I am new to this forum, but I would like to seek insights and advice on a matter that has been troubling me alot. Currently I possess offers from both NUS (Science) and Cambridge (NatSci), for deferred entry starting from next year 2014. This may seem an easy choice, but please give me a chance to explain.
I come from a middle-lower class family, and after speaking with them, they decided to support whatever decision I make with regards to this matter. I understand that they would have to scrimp and save, as well as have to undertake a mortgage loan in order to pay for my overseas education (about S$275k for 4 years MSci degree). However I am personally rather uncomfortable with this, especially since my parents would be retiring soon, and I feel I should only go to Cambridge if the future financial value (in terms of additional income) outweights the current financial cost (bank loan). Doing so, I would be able to repay the entire bank loan to them as quickly as possible for their retirement fund.
Therefore I would like to ask if pursuing a Cambridge degree is a financially-viable idea, or would be an unfair one to my parents. Since I lack much knowledge about the corporate world, I am truly looking forward to advice on this matter. Thank you in advance.
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02-06-2013, 11:17 PM
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My personal interest lies in the sciences, being the reason that I have chosen to pursue a science undergraduate degree. However with regards to my future career path, I am honestly still rather undecided between a science career (lack of experience in real research and it may not be my cup of tea) and a finance-related career (analyst/mgmt consultant).
I decided against a business degree as it is my plan to pursue a MBA some time later, and I believe a general degree (NatSci) would provide technical knowledge that may prove useful in the future. This would be in cases of providing financial services to research-driven companies, while also teaching transferrable skills like quantitative analysis and critical thinking.
I guess I should ask as well if it is easy for a science graduate to undertake a finance-related career as well. I am personally rather interested in finance due to the analytical depth and the opportunity to work with people (though less of IB and more of consultancy).
Looking forward to your thoughts!
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16-07-2013, 04:38 PM
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