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06-02-2015, 08:38 PM
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Quote:
Originally Posted by Unregistered
male 33 years, married no kids.
cash - $95k
stocks - $8k
my cpf has close to nothing as it was used for condo downpayment and to service the mortgage. |
What's your annual income?
What's your wife's annual income?
How much are you and wife paying in mortgage payments every month?
Any car loan payments?
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07-02-2015, 10:13 AM
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Quote:
Originally Posted by Unregistered
What's your annual income?
What's your wife's annual income?
How much are you and wife paying in mortgage payments every month?
Any car loan payments?
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My gross - $160k pa
My share of mortgage, maintenance, prop tax - $3.4k pm
Car is paid up
I save about 45% of annual gross
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07-02-2015, 03:29 PM
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You are doing very well. Any plans to upgrade to living in a condo?
Quote:
Originally Posted by Unregistered
Me (38) and my wife (35) combined,
Net worth: 1.6M comprise of
- Cash and deposits: 200k
- HDB net equity: 350k
- Condo net equity: 200k
- Stocks equity: 630k
- CPF OA+SA: 250k
Cash flow Per Annum
- Combined savings: 85k
- Passive income: 45k
- HDB loan: 12k
- Condo loan: zero, offset by rent.
- no other loans.
We have 2 kids and non-dependent parents. |
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08-02-2015, 09:57 AM
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Wah got a lot of rich people here sia.... my $$ luck not so good. Everything still on loan, savings just nice only for 1month rainy day...
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08-02-2015, 10:44 AM
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Don't count on luck, better to buck up and work hard.
Don't know how old you are, but if young still got time to wake up and catch up. If you're in your 40s, then you will really need luck.
Only 1 month's saving for rainy day? You are very, very far behind.
Quote:
Originally Posted by Unregistered
Wah got a lot of rich people here sia.... my $$ luck not so good. Everything still on loan, savings just nice only for 1month rainy day... |
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08-02-2015, 03:24 PM
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Me 38 and wife 36 combined:
Net worth a little over $3M comprising:
$1.8M net value of home
$480K cash
$270K stocks
$230K unit trusts
$60K cpf OA and SA
$200K car and luxury goods
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08-02-2015, 03:35 PM
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Quote:
Originally Posted by Unregistered
Me 38 and wife 36 combined:
Net worth a little over $3M comprising:
$1.8M net value of home
$480K cash
$270K stocks
$230K unit trusts
$60K cpf OA and SA
$200K car and luxury goods |
Do you know that you can actually retire now? Convert your $3m to RM and you get RM7.8m !!! You're a multi millionaire tycoon in Malaysia. Food for thought.
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09-02-2015, 06:00 PM
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Quote:
Originally Posted by samleong555
I feel so ashamed, only have 169K now in my bank.
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How old are you?
What's your personal net worth and your combined net worth with your wife (if you are married)?
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