Me (38) and my wife (35) combined,

Net worth: 1.6M comprise of
- Cash and deposits: 200k
- HDB net equity: 350k
- Condo net equity: 200k
- Stocks equity: 630k
- CPF OA+SA: 250k

Cash flow Per Annum
- Combined savings: 85k
- Passive income: 45k
- HDB loan: 12k
- Condo loan: zero, offset by rent.
- no other loans.

We have 2 kids and non-dependent parents.