3 months penalty for resigning

[lex]

Hi Guys,

Sorry to disturb. i dunno how can i post here to get advice.

I am in deep trouble and i don’t know what should i do.

I have been working in my company A for around 1 year 3 months. Recently, i have found a job and have resigned and move on to company B.

But in order to resign, i have to pay 3 months compensation. apart of this, i still have to serve 45 days notice. initially my new hiring company B agree to wait for me for 45 days and pay for my 3 months penalty. however, company A refused to look into my resignation especially the 45 days notice portion resulting in a delay of my resignation and as a result i could not serve full 45 days as company B unwilling to wait for me further. End up my last salary was deducted for more than 50% when i move on to company B.

This is not all. When i join company B, the 3 months penalty never come in and end up i have to pay company A myself. I have went around borrowing money from friends and taking up bank loan. Till now, i have paid around 90% of the 3 months penalty. There is still a remaining of 10% which is around 1.3k. company A refuse to negotiate and request me to pay up almost immediately. Not even willing to allow me to pay by instalments. I am running out of options as i already deeply into bank debt especially my baby is merely one year old. I still have my own reno loan to pay as well.

Right from the start, company A refuses any negotiation regardless of waiver of the amount or reducing of the 45 days notice (my manager initially agreed to allow me to serve 30 days notice but later stage HR changed). My last pay was eaten up totally also, meaning i work free for the whole last month for company A.

May i check what can i do or what should i do? Will i get jailed for failing to pay up the remaining 1.3k? What will company A do to me? I dun dare to share it with my wife as she is pregnant with my second child. I am really lost and worry. As for company B, i questioned them why was there a change of plan. They merely amended my contract and told me if i not happy, i can leave. But i need a job. So is another bloody lies.