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How much are you earning per annum?

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  #3941 (permalink)  
Old 07-04-2014, 01:49 AM
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Just wondering why you quoted $250k pa as an example. Why not $300k or $150k?

You think an income of $250k pa is required to own a condo? It is actually not the amount, but more a dual income versus a single income issue. For example if both husband and wife are working and the combined income is $200k pa, they are in a better position to afford a condo than a single spouse working and earning $250k pa. The risk is much higher for the single income earner.

Don't know why men earning less than their wives always think of themselves only. Why are they worrying they will lose face, be looked down by people, no esteem etc.. Have they given a thought how their wives feel? Are they bringing shame to their wives? Are they trying their best to upgrade themselves, work harder or be a better husband?


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Originally Posted by Unregistered View Post
In Singapore, if you just depend on husband's income, then be happy staying in a HDB flat and taking the bus. Not many husbands earn $250k pa salaries. If you want a high standard of living - live in a condo, drive a conti car, holidays to faraway places twice a year, dining in high class restaurants, etc - then both husband and wife need to earn income. If wife earn more, never mind, the husband must not be egoistic, just share your life together happily.

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  #3942 (permalink)  
Old 07-04-2014, 11:32 AM
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Is this a direct sales (of health supplements) thing?

I think for fresh grads, the best thing to do once you start work is to continue increasing and showing your worth to your employer through skill upgrading, attending professional courses etc. Don't get distracted by this kind of side jobs. That's is one of the fastest way to lose your main job if found out.

I have 1 or 2 colleagues who tried to earn extra by giving tuition at night or some side jobs, end up they were more stressed and tired. Their job performance dropped which affected their promotion and bonus. End up with bad performance grading.



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Originally Posted by Bearyhealthy View Post
A fresh grad from university (general degree) probably starts with a pay of $3,000 per month. Depending on which profession you are in, probably 10 years later, after that much slogging and stress, an average performer would probably draw around $5,000 per month or even less. Cannot quit your job (bills to pay) even though it's so stressful? As a salaried worker, I guess many of us share the same fate of having "just enough to not starve to death but yet not enough to full our stomachs)?

We have a group that holds sharing session on how to utilize your time properly to make some extra income and even earn way way beyond what you would have earned as a salaried worker. Drop us an email at [email protected] if you are keen to join our sharing sessions.


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  #3943 (permalink)  
Old 07-04-2014, 01:39 PM
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*****.org
halaltube.com

The best home to buy is a BTO HDB flat as this is the cheapest form of housing in Singapore. Relative to median income, I think this is the cheapest public housing in the world. Relative to income, a $10,000 2 room BTO flat is simply incredible. It is almost free.

The next best thing is of course a resale HDB flat if you don't qualify for a BTO flat. Your plan to buy a 2 room resale flat is prudent. Your salary is big enough to service your mortgage.

You may want to go down to HDB to enquire about your options.

All the best.


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Originally Posted by Unregistered View Post
I'm 31, earn about $56K pa including bonuses and allowance, in IT line, doing change requests.

Wife is 28, housewife and foreigner.

We buying a 2-room resale flat.

No car obviously.

No children yet, planning to have only one.

We go for cheap holidays, eat at hawker centre, roughly savings about $500 to $700 a month, I buy some stocks here and there, small gains.

Life goes on.

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  #3944 (permalink)  
Old 07-04-2014, 01:58 PM
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The best location would be the Jurong Lake District. The area around the Jurong Lake would be ideal as there are many underutilised, empty land - ex Tang dynasty land, Jurong Golf Course, etc. The HSR station can be connected via an underground travellator (with underground mall) to the Lakeside MRT station to provide seamless travel.

A new mega theme park can also be build at the Jurong Lake area as the lake provide a good scenery. Perhaps we should have a DISNEYLAND there, this could be the largest Disneyland theme park in the world. With the HSR, there will be daily tourists from Malaysia and boost Singapore's tourism further to greater heights.

----------------------------------------------------------------------------------

KUALA LUMPUR ó The station for the Republicís new high speed rail link to Kuala Lumpur (KL) will likely be located either in the west or in the city centre, it was revealed today (April 7) at a press conference at the fifth Malaysia-Singapore Leadersí Retreat in Kuala Lumpur.

Officials said the three likely locations for the station in Singapore are Tuas West, Jurong East or in the city centre.

The KL station will be located in Sungai Besi.

The leaders of Singapore and Malaysia today also lauded the two countriesí steady progress on joint iconic projects in Singapore and the Iskandar region, as well as in other areas of cooperation.

In a joint statement issued at the fifth Malaysia-Singapore Leadersí Retreat in Kuala Lumpur, Singapore Prime Minister Lee Hsien Loong and his Malaysia counterpark Najib Razak also praised the work of committees that had been tasked with improving connectivity between Malaysia and Singapore, which include a rapid transit system link, a possible third road link, as well as the high-speed rail linking Singapore with Kuala Lumpur.

PM Lee also expressed his deepest sympathies over the loss of Malaysia Airlines flight MH370, while PM Najib said Malaysia appreciated the Republicís prompt assistance in search and rescue operations.

The next retreat will be held in Singapore in 2015.
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  #3945 (permalink)  
Old 07-04-2014, 04:39 PM
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valen6603 is on a distinguished road
Default 58K as operation manager

58K as operation manager in FMCG company
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  #3946 (permalink)  
Old 07-04-2014, 05:04 PM
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Interesting how some (Stress on this) people see their "Social Standing" increase once they move to a Condo, I used to know a classmate in primary school like that. The classmate would insist on searching us when we left his condo in case we took something from his house, majority of my pals stayed in HDB so maybe he felt the need to do so seeing everyone else is of a lower social standing and would likely steal his previous ate facts?

I can see why people would feel elevated if compared a HDB to a Condo back in the 90's, the long corridor with one room bordering the corridor makes it really uncomfortable to sleep.

However the New HDBs these days are styled quite similar to Condo's (except facilities), and its not true that by staying a condo you automatically reside with a better class of people, you always have the boorish types or the show off who drive big cars and smug looks to put up with. Of course we are assuming you live in a normal HDB without your neighbor owing debts or someone peeing in the lift.

From experience the people who like to play this social standing card are typically middle / upper middle class peeps who have barely made it but feel the need to express to the world that that have "made it" and the smiles we have politely grin while we hear the stories of their accomplishments but yet how humble they really are.
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  #3947 (permalink)  
Old 07-04-2014, 06:11 PM
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Quote:
Originally Posted by valen6603 View Post
58K as operation manager in FMCG company
That is high. How old are you? Which uni did you graduated from?
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  #3948 (permalink)  
Old 07-04-2014, 07:42 PM
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Quote:
Originally Posted by Unregistered View Post
That is high. How old are you? Which uni did you graduated from?
$58k per annum?
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  #3949 (permalink)  
Old 07-04-2014, 09:44 PM
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Being rich is not how much you earn but how much you save. It is also about not worrying of the next paycheck because you never know when you will be out of a job. Being rich is to be financially independent, you are not dependent on income from work. A rich person is one who has passive income which is big enough to cover his expenses.

If you are earning a lot from being a salaried worker or running a business which requires you to to labour, then you are not financially free.
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  #3950 (permalink)  
Old 07-04-2014, 10:44 PM
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Quote:
Originally Posted by Unregistered View Post
The best location would be the Jurong Lake District. The area around the Jurong Lake would be ideal as there are many underutilised, empty land - ex Tang dynasty land, Jurong Golf Course, etc. The HSR station can be connected via an underground travellator (with underground mall) to the Lakeside MRT station to provide seamless travel.

A new mega theme park can also be build at the Jurong Lake area as the lake provide a good scenery. Perhaps we should have a DISNEYLAND there, this could be the largest Disneyland theme park in the world. With the HSR, there will be daily tourists from Malaysia and boost Singapore's tourism further to
Enough banging on the jurong lake area (if u have been to the real Lake District, u can quickly tell jurong is not even 1% of the real thing!)

Jurong will always be an industrial area No matter how nicely u dress a pig, it will still be a pig
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