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if im single, after 35 cannot buy hdb if salary > 7000?

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  #1 (permalink)  
Old 15-02-2022, 04:21 PM
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Default if im single, after 35 cannot buy hdb if salary > 7000?

"The income ceiling for BTOs is $7,000, and there’s no income ceiling for singles who want to buy an HDB flat from the resale market. However, do note that there is still a maximum income limit if you want to qualify for a CPF Housing Grant or HDB Loan."

eh not sure if i stoopid or my reading skills cmi but

does this mean when i turn 35, if im not married , i still cannot buy BTO HDB if i earn more than 7k monthly ?

or does this 7k monthly mean something else ? after CPF ?

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Old 15-02-2022, 04:29 PM
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Quote:
Originally Posted by singlebuyhdb View Post
"The income ceiling for BTOs is $7,000, and there’s no income ceiling for singles who want to buy an HDB flat from the resale market. However, do note that there is still a maximum income limit if you want to qualify for a CPF Housing Grant or HDB Loan."

eh not sure if i stoopid or my reading skills cmi but

does this mean when i turn 35, if im not married , i still cannot buy BTO HDB if i earn more than 7k monthly ?

or does this 7k monthly mean something else ? after CPF ?
Ur past 3 month's payslip before CPF

Just buy resale lah, u rich guy

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  #3 (permalink)  
Old 16-02-2022, 09:24 AM
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Just buy a condo lah.

Dun be stingy

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Old 16-02-2022, 09:38 AM
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Originally Posted by Unregistered View Post
Just buy a condo lah.

Dun be stingy
sorry bro i forgot to mention i already have a condo, currently living in it and i hate it because

1. location always suck, i dunno why all the condos like so deep inside their own base... knn i need walk 5 mins inside my base just to reach a bus stop outside?

2. i dont want buy car, waste of money so need walk out and take bus or take grab.

3. useless facilities. their gym facilities all CMI, no barbell or if have barbell, its not olympic barbell, its some garbage china trash, machine also all trash OEM brand, always breaking cause got siao langs in my condo anyhow use

4. cannot order grabfood on most days cause condo people always order so restaurants either stop delivery or delivery fees are like $10+ wtf


last time i rented a HDB cause my condo need renovate and i loved it . the HDB so near bus stops and MRTs. I walk 2 mins i reach bus stop or MRT.

i want food ? easy, i go downstairs got food court already. want grabfood? also easy, HDB people dont order grabfood as much as condo people cause got foodcourt downstairs.

i feel like only stupid people or people like me single and not 35 buy condos... shag



i dont mind buying resale but i read a lot of scary stories say resale HDB all quite fked up one , sometimes their water pipe got problem , the floor crack then no insurance, etc wtf...


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Last edited by singlebuyhdb; 16-02-2022 at 09:40 AM.
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Old 16-02-2022, 10:01 AM
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Originally Posted by singlebuyhdb View Post
sorry bro i forgot to mention i already have a condo, currently living in it and i hate it because

1. location always suck, i dunno why all the condos like so deep inside their own base... knn i need walk 5 mins inside my base just to reach a bus stop outside?

2. i dont want buy car, waste of money so need walk out and take bus or take grab.

3. useless facilities. their gym facilities all CMI, no barbell or if have barbell, its not olympic barbell, its some garbage china trash, machine also all trash OEM brand, always breaking cause got siao langs in my condo anyhow use

4. cannot order grabfood on most days cause condo people always order so restaurants either stop delivery or delivery fees are like $10+ wtf


last time i rented a HDB cause my condo need renovate and i loved it . the HDB so near bus stops and MRTs. I walk 2 mins i reach bus stop or MRT.

i want food ? easy, i go downstairs got food court already. want grabfood? also easy, HDB people dont order grabfood as much as condo people cause got foodcourt downstairs.

i feel like only stupid people or people like me single and not 35 buy condos... shag



i dont mind buying resale but i read a lot of scary stories say resale HDB all quite fked up one , sometimes their water pipe got problem , the floor crack then no insurance, etc wtf...

Dun worry just buy a freshly mop one.
That way building still new.

Furthermore, u quite rich. So can renovate properly, fix the pipes, floor before moving in
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  #6 (permalink)  
Old 16-02-2022, 10:17 AM
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Quote:
Originally Posted by singlebuyhdb View Post
"The income ceiling for BTOs is $7,000, and there’s no income ceiling for singles who want to buy an HDB flat from the resale market. However, do note that there is still a maximum income limit if you want to qualify for a CPF Housing Grant or HDB Loan."

eh not sure if i stoopid or my reading skills cmi but

does this mean when i turn 35, if im not married , i still cannot buy BTO HDB if i earn more than 7k monthly ?

or does this 7k monthly mean something else ? after CPF ?
Go back to imh lah you probably earn 3k
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  #7 (permalink)  
Old 16-02-2022, 11:02 AM
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Quote:
Originally Posted by Unregistered View Post
Dun worry just buy a freshly mop one.
That way building still new.

Furthermore, u quite rich. So can renovate properly, fix the pipes, floor before moving in
hmm ok i guess can just find fresh one

thanks bro
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Old 16-02-2022, 11:16 AM
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Originally Posted by Unregistered View Post
Go back to imh lah you probably earn 3k
brother dont like that leh
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Old 16-02-2022, 02:43 PM
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Originally Posted by singlebuyhdb View Post
hmm ok i guess can just find fresh one

thanks bro
Yes no worries.

U high income can afford
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  #10 (permalink)  
Old 16-02-2022, 03:03 PM
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Just buy 2br condo la
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