How much do you earn and save?

Originally Posted by Unregistered

No cash, my mortgage is small so cpf can cover.

I am lucky to have parents with their own business. Like TS my parents gave me a lot, when I married and moved out then I'm on my own. Everyone has their own lot in life, this is mine.

Sounds like your parents paid for the downpayment of your condo and your marriage expenses.
You are lucky.

I haven't really broken down my monthly expenditures like this before so it's an interesting exercise.

I'm 28 years old, living in HDB with wife, just married.


Take home after deducting CPF: $12k

Home loan installments: paid using our CPF, no cash

Charity: $1k

Parents: $500 (they told me not to give because they have more than enough, but I insist on giving some at least).

Utilities, S&CC: $100

Income tax: $1.1k

Living expenses (groceries, food deliveries, transport, games etc.): $1.5k

No car, mostly just take MRT as I bought a HDB walking distance from MRT

Insurance: $300

Savings = $8.5k

Goal is to pay off my HDB loan soon so I can find a less intense job after that and live a more cushy life. FYI, my job is crazy and I easily work till midnight everyday.

Originally Posted by Unregistered

I haven't really broken down my monthly expenditures like this before so it's an interesting exercise.

I'm 28 years old, living in HDB with wife, just married.


Take home after deducting CPF: $12k

Home loan installments: paid using our CPF, no cash

Charity: $1k

Parents: $500 (they told me not to give because they have more than enough, but I insist on giving some at least).

Utilities, S&CC: $100

Income tax: $1.1k

Living expenses (groceries, food deliveries, transport, games etc.): $1.5k

No car, mostly just take MRT as I bought a HDB walking distance from MRT

Insurance: $300

Savings = $8.5k

Goal is to pay off my HDB loan soon so I can find a less intense job after that and live a more cushy life. FYI, my job is crazy and I easily work till midnight everyday.

Nice....i would gladly work extra hours intensely for your salary. What do you do?

Originally Posted by Unregistered

Nice....i would gladly work extra hours intensely for your salary. What do you do?

I guess the grass is always greener on the other side. Maybe need to find a good balance between salary and hours.

Don’t wanna reveal too much but I’m a professional.

Originally Posted by Unregistered

I guess the grass is always greener on the other side. Maybe need to find a good balance between salary and hours.

Don’t wanna reveal too much but I’m a professional.

I see, probably white shoe or magic circle or international bank.

Cos even young dentists (who earn a lot more than doctors) don't typically make that much.

Female, 34yo

Take home: 4.7k
Rental income: 1.8k

ESPP: 620
Mortgage: 1.6k (full cash)
Insurance: 100
Condo fees: 255
Food: 600
Mobile/Netflix: 45
Parents: 400
Discretionary: 300

Savings/war chest: ~2.5k

Originally Posted by Unregistered

I guess the grass is always greener on the other side. Maybe need to find a good balance between salary and hours.

Don’t wanna reveal too much but I’m a professional.

knn professional.

i describe myself. i am a living being.

4.3k per month

Parent:500
House Bill:100
Spending:~500
Insurance:200

Savings:~2k


Worked for 3years plus. Total savings ~80k

29M

23 years old male.

Unemployed. Currently being a keptman for an older richer lady. Fyi keptman is the male version for mistress. Her ex husband is a billionaire give her alimony mthly. Currently I am given $10k allowance mthly and a brand new merc.

Easy job. Give her love and provide her with pleasure. Save up to $7k per mth. Remaining $3k splurge on gals at parties.

21 female
20k per month
Sponsorship. Deals

Spend 19k. Save 1k