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05-06-2020, 12:03 PM
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Quote:
Originally Posted by Unregistered
No cash, my mortgage is small so cpf can cover.
I am lucky to have parents with their own business. Like TS my parents gave me a lot, when I married and moved out then I'm on my own. Everyone has their own lot in life, this is mine.
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Sounds like your parents paid for the downpayment of your condo and your marriage expenses.
You are lucky.
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05-06-2020, 12:36 PM
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I haven't really broken down my monthly expenditures like this before so it's an interesting exercise.
I'm 28 years old, living in HDB with wife, just married.
Take home after deducting CPF: $12k
Home loan installments: paid using our CPF, no cash
Charity: $1k
Parents: $500 (they told me not to give because they have more than enough, but I insist on giving some at least).
Utilities, S&CC: $100
Income tax: $1.1k
Living expenses (groceries, food deliveries, transport, games etc.): $1.5k
No car, mostly just take MRT as I bought a HDB walking distance from MRT
Insurance: $300
Savings = $8.5k
Goal is to pay off my HDB loan soon so I can find a less intense job after that and live a more cushy life. FYI, my job is crazy and I easily work till midnight everyday.
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05-06-2020, 12:48 PM
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Quote:
Originally Posted by Unregistered
I haven't really broken down my monthly expenditures like this before so it's an interesting exercise.
I'm 28 years old, living in HDB with wife, just married.
Take home after deducting CPF: $12k
Home loan installments: paid using our CPF, no cash
Charity: $1k
Parents: $500 (they told me not to give because they have more than enough, but I insist on giving some at least).
Utilities, S&CC: $100
Income tax: $1.1k
Living expenses (groceries, food deliveries, transport, games etc.): $1.5k
No car, mostly just take MRT as I bought a HDB walking distance from MRT
Insurance: $300
Savings = $8.5k
Goal is to pay off my HDB loan soon so I can find a less intense job after that and live a more cushy life. FYI, my job is crazy and I easily work till midnight everyday.
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Nice....i would gladly work extra hours intensely for your salary. What do you do?
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05-06-2020, 01:26 PM
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Quote:
Originally Posted by Unregistered
I guess the grass is always greener on the other side. Maybe need to find a good balance between salary and hours.
Don’t wanna reveal too much but I’m a professional.
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I see, probably white shoe or magic circle or international bank.
Cos even young dentists (who earn a lot more than doctors) don't typically make that much.
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05-06-2020, 04:23 PM
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Female, 34yo
Take home: 4.7k
Rental income: 1.8k
ESPP: 620
Mortgage: 1.6k (full cash)
Insurance: 100
Condo fees: 255
Food: 600
Mobile/Netflix: 45
Parents: 400
Discretionary: 300
Savings/war chest: ~2.5k
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05-06-2020, 06:01 PM
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Quote:
Originally Posted by Unregistered
I guess the grass is always greener on the other side. Maybe need to find a good balance between salary and hours.
Don’t wanna reveal too much but I’m a professional.
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knn professional.
i describe myself. i am a living being.
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05-06-2020, 08:11 PM
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4.3k per month
Parent:500
House Bill:100
Spending:~500
Insurance:200
Savings:~2k
Worked for 3years plus. Total savings ~80k
29M
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05-06-2020, 08:56 PM
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23 years old male.
Unemployed. Currently being a keptman for an older richer lady. Fyi keptman is the male version for mistress. Her ex husband is a billionaire give her alimony mthly. Currently I am given $10k allowance mthly and a brand new merc.
Easy job. Give her love and provide her with pleasure. Save up to $7k per mth. Remaining $3k splurge on gals at parties.
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