How much do you earn and save?

Originally Posted by Unregistered

Anyone else feel depressed that they haven't got their BTO yet despite voting PAP for years? Seems like I'm not the only one Is too many foreigners in Singapore the problem?

s://blog.seedly.sg/hdb-bto-flat-probability/

I tried mature estate for 3 BTO and failed. Tried to BTO for Jurong west project, got double digit queue number.

I guess it is easier to get a non mature estate one

Originally Posted by Unregistered

Anyone else feel depressed that they haven't got their BTO yet despite voting PAP for years? Seems like I'm not the only one Is too many foreigners in Singapore the problem?

s://blog.seedly.sg/hdb-bto-flat-probability/

Who told you that voting for PAP will get you your BTO? You tio pianz liao lah. Why do you think they care whether you get or not?? Hello... you too insignificant for them to chup lah. They got much bigger and more important things to worry about like the calculating how much stamp duty they going to get by selling high priced property to foreigners trying desperately to get in.

Originally Posted by Unregistered

Who told you that voting for PAP will get you your BTO? You tio pianz liao lah. Why do you think they care whether you get or not?? Hello... you too insignificant for them to chup lah. They got much bigger and more important things to worry about like the calculating how much stamp duty they going to get by selling high priced property to foreigners trying desperately to get in.

You totally missed the point. This is probably humble bragging he had a girlfriend to BTO with. The mentioning of PAP is a distraction and you took the bait.

Hi I spend around $100 a month on insurance (CI, hospital, death, protection only). Is it reasonable?

[Jasper]

34M (Sg Single) Engineering line

Think I am very low income at my age..
Any advice for me.
Take home 3.2k
Rental room 600
Single parent allowance 100 (drop after I move out)
(renting out the room thats why I need rental outside)
Food 600 (mostly cai png, never order grabfood)
Transport 130 (only MRT and bus)
Insurance 200
Telco 200
Extra (Groceries/dine out with friends) 300

Originally Posted by Jasper

34M (Sg Single) Engineering line

Think I am very low income at my age..
Any advice for me.
Take home 3.2k
Rental room 600
Single parent allowance 100 (drop after I move out)
(renting out the room thats why I need rental outside)
Food 600 (mostly cai png, never order grabfood)
Transport 130 (only MRT and bus)
Insurance 200
Telco 200
Extra (Groceries/dine out with friends) 300

you are left with 1250 every month. you can further reduce those expenses by getting a sim-only plan. 200 for telco?

Originally Posted by Jasper

34M (Sg Single) Engineering line

Think I am very low income at my age..
Any advice for me.
Take home 3.2k
Rental room 600
Single parent allowance 100 (drop after I move out)
(renting out the room thats why I need rental outside)
Food 600 (mostly cai png, never order grabfood)
Transport 130 (only MRT and bus)
Insurance 200
Telco 200
Extra (Groceries/dine out with friends) 300

Try not to eat too much cai png..balance is key. 20 dollars a day can give you better food if you plan out.

[Jasper]

Originally Posted by Unregistered

you are left with 1250 every month. you can further reduce those expenses by getting a sim-only plan. 200 for telco?

Actually only about 1k left.
Ya thought of cut down on telco also.
But my plan just start early this year.
Already cut down on 1 of the not so important insurance plan few months ago.

[Jasper]

Originally Posted by Unregistered

Try not to eat too much cai png..balance is key. 20 dollars a day can give you better food if you plan out.

Thank man.
Feel the concern.
90 percent cai png.
At times got eat lao huo tang etc that cost around 10 per meal.
Those stay home day will eat cheaper to cover back.

30M, fintech mnc

Take home ~9.3k
Food - 1.3k
Rent - 2k
Parent allowance - 1k
Entertainment, fitness and transport - 1.5k
Bills (telco etc) - around 400 I think

I know many will say I spend a lot, but it is difficult to cut back once you get accustomed to certain habits. For food I try to get quality food in as I see it as a health investment, rarely have time to cook however.

Really trying to boost my income in the next 5-10 years and also move from renting to owning my own house