How much do you earn and save?

Originally Posted by Unregistered

U must realise a lot of big cannons here.
Npnt
No iras statement or payslip, u cannot totally believe what is mentioned here

All anonymous, big cannon for who to see?

43M
Household of 4 (2 kids). Wife is a sahm.

Salary: 220k per annum
Occupation: lecturer
Savings: 60-70k per year

Most of my expenditure: mortgage, car loan, parents allowance and medical bills, household expenses, children's extra curricular

26M, graduated from Uni last year.
Started working 6 months ago.
Basic pay 5.3k (excl. employer CPF/No bonus for my job), take-home pay after CPF deduction and self help group donation, 4220
Sector: Sales
Insurance- Hospitalization, Term + Wl with relevant CI riders (215/month)
Spending/Bills/parents - 1000-1200(not much of a shopper, living with parents)
Investments(currently only company stocks)- 530/month
Savings: about 2.5k/Month

[COVID-19]

26F, 2nd lower.
Started working: 4 years ago.
Basic pay 5755 (before CPF). Take home 4600.
Sector: Public sector. Previously, private sector.
Food: $1000, sometimes I pay for my whole family of 4 when eating out.
Phone: $100
Transport: $100
Education: $500 (taking certifications, applying for programs)
Toiletries: $50 (makeup, hygiene)
Entertainment: $30 (movies)
Shopping: $50
Gifts: $20 (birthdays of friends/colleagues
Savings: about 2.75k/Month for the most recent year. Previously was earning much lesser and paying back tuition fee loan.

49 yo Manufacturing manager in a large US MNC
About SGD 220k per annum
Low bonus though stable job
Target to work till 55

[ffreedom]

39F, tech sales
Base 10.9k per mth, transport 1.5k
Sales Bonus variable from 0 to 80k per annum

Saves minimum 6k per mth.

29yo male.

140k base excluding aws and annual bonus..

spend less than 1k per month.

the rest save for house..

Originally Posted by Unregistered

29yo male.

140k base excluding aws and annual bonus..

spend less than 1k per month.

the rest save for house..

140k base, your CPF not enough to pay for house? still need savings outside CPF for house?

Originally Posted by Unregistered

140k base, your CPF not enough to pay for house? still need savings outside CPF for house?

if use purely CPF, how long you want to pay for? 20years? 30 years?

if you want to stay HDB for long, then you can slowly go pay..

your choice..

Originally Posted by Unregistered

if use purely CPF, how long you want to pay for? 20years? 30 years?

if you want to stay HDB for long, then you can slowly go pay..

your choice..

use CPF pay for HDB, savings get private property la bodoh..