Buy condo or wait it out?

Originally Posted by michaeljordan321

Yes, first property purchase. Bank gave me up to 2.7m loan. But my yearly income only 360k. And I thought the max I should go for should be around 1.8m for a property?

go for max 2.7m given by bank.
unless u want to buy another spare unit for 1m and pay absd.

first property go for the best and max out.

as for timing? when u find the best unit that u like, just put cheque. no need think so much

Originally Posted by Unregistered

go for max 2.7m given by bank.
unless u want to buy another spare unit for 1m and pay absd.

first property go for the best and max out.

as for timing? when u find the best unit that u like, just put cheque. no need think so much

It's a troll post la. On another thread he claims he earn 30k per month. 2k in cpf...

Everyone know cpf is 37% of your pay. So it's supposed to be 11k cpf.eben if you only count your own 20% cpf contribution... It's still just 6k.

So his math is wrong. Which means his facts is fake...

Originally Posted by Unregistered

It's a troll post la. On another thread he claims he earn 30k per month. 2k in cpf...

Everyone know cpf is 37% of your pay. So it's supposed to be 11k cpf.eben if you only count your own 20% cpf contribution... It's still just 6k.

So his math is wrong. Which means his facts is fake...

Yes, but for the sake of entertainment, I just give him the right decision. So if what he said is true, then my advice is correct.

If one can earn that kind of money, I would believe one won't need advise from here.

Originally Posted by Unregistered

If one can earn that kind of money, I would believe one won't need advise from here.

Exactly *p

Originally Posted by Unregistered

It's a troll post la. On another thread he claims he earn 30k per month. 2k in cpf...

Everyone know cpf is 37% of your pay. So it's supposed to be 11k cpf.eben if you only count your own 20% cpf contribution... It's still just 6k.

So his math is wrong. Which means his facts is fake...

Just saying, CPF contribution is capped annually (i think around 30k plus) so you can't contribute 11k per month. His 2k plus is likely correct.

I think you guys never earn enough to encounter this issue so its understandable haha

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