How much is your annual passive income? - Salary.sg Forums
Salary.sg Forums  

Go Back   Salary.sg Forums > The Salary.sg Discussion Forums: > Income and Jobs

Income and Jobs Discuss jobs, career options and of course salaries




How much is your annual passive income?

Reply
 
Thread Tools
  #1 (permalink)  
Old 11-03-2017, 09:42 AM
Junior Member
 
Join Date: Mar 2017
Posts: 1
Shinkong is on a distinguished road
Default How much is your annual passive income?

For sharing of passive income
a) Annual amount
b) Sources
c) Age (either individual or couple)

Reply With Quote
  #2 (permalink)  
Old 11-03-2017, 09:58 AM
Unregistered
Guest
 
Posts: n/a
Default

You must start the balling, being the originator of this new thread.

Quote:
Originally Posted by Shinkong View Post
For sharing of passive income
a) Annual amount
b) Sources
c) Age (either individual or couple)


Reply With Quote
  #3 (permalink)  
Old 11-03-2017, 11:21 AM
Unregistered
Guest
 
Posts: n/a
Default

this is gonna end up exactly like the earn how much and net worth thread...

Reply With Quote
  #4 (permalink)  
Old 12-03-2017, 08:51 AM
Unregistered
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
this is gonna end up exactly like the earn how much and net worth thread...
30yo. 5K pa.
Reply With Quote
  #5 (permalink)  
Old 13-03-2017, 09:55 AM
Unregistered
Guest
 
Posts: n/a
Default

a) Annual amount
$50K

b) Sources
Insurance, UT, CPF interest, Bank,

c) Age (either individual or couple)[/QUOTE]
45/48 couple







Quote:
Originally Posted by Shinkong View Post
For sharing of passive income
a) Annual amount
b) Sources
c) Age (either individual or couple)
Reply With Quote
  #6 (permalink)  
Old 13-03-2017, 10:06 AM
Poster
Guest
 
Posts: n/a
Default

40 yo couple

$5K CPF $120K
$6K FD $600K
$7K stocks $120K
$4K insurance funds $200K
Reply With Quote

  #7 (permalink)  
Old 13-03-2017, 11:36 AM
Unregistered
Guest
 
Posts: n/a
Default

gross passive income per month:

rental 3k
websites 1k
apps 5k
cpf, insurance, savings interest 1k
Reply With Quote
  #8 (permalink)  
Old 13-03-2017, 09:21 PM
Unregistered
Guest
 
Posts: n/a
Default

Couple 55 & 59

Passive income: $400-450K varies depending on dividends. Expenses about $300k so still saving and reinvesting about $100-150k per year. About $45k per year in CPF interest remains in CPF. Redeploying $900k of CPF in Ordinary Accounts into higher yielding investments could potentially give us another $30k in extra passive income, but keeping it there for a rainy day and 2.5% is fine. Expecting another $48-60k combined per year from our SRS accounts when we both hit 62. We have property investments, but don't rent them out. Some relatives live in them. CPF Life should also give us about $40k per year in income when we both hit 65. So our passive income is expected to continue to rise over time and I estimate will reach $600k by the time we are 65.

Sources:

CPF: $45k from both of us based on $1.5m+ in CPF with both retirement accounts topped up and currently $250-260k each. Ordinary accounts around $900k+
About $400K in 2016 from $7.5m portfolio of high dividend blue chips, REITS, preference shares, bond ladders
Reply With Quote
  #9 (permalink)  
Old 13-03-2017, 11:00 PM
Poster
Guest
 
Posts: n/a
Default

Quote:
Originally Posted by Unregistered View Post
Couple 55 & 59

Passive income: $400-450K varies depending on dividends. Expenses about $300k so still saving and reinvesting about $100-150k per year. About $45k per year in CPF interest remains in CPF. Redeploying $900k of CPF in Ordinary Accounts into higher yielding investments could potentially give us another $30k in extra passive income, but keeping it there for a rainy day and 2.5% is fine. Expecting another $48-60k combined per year from our SRS accounts when we both hit 62. We have property investments, but don't rent them out. Some relatives live in them. CPF Life should also give us about $40k per year in income when we both hit 65. So our passive income is expected to continue to rise over time and I estimate will reach $600k by the time we are 65.

Sources:

CPF: $45k from both of us based on $1.5m+ in CPF with both retirement accounts topped up and currently $250-260k each. Ordinary accounts around $900k+
About $400K in 2016 from $7.5m portfolio of high dividend blue chips, REITS, preference shares, bond ladders
Not bad. How did you amass the $7.5M?

Also, do you put aside a cash pile in case the markets crash?
Reply With Quote
  #10 (permalink)  
Old 13-03-2017, 11:39 PM
Unregistered
Guest
 
Posts: n/a
Default

That is pathetic. BY that age each should have at least USD10m minimum. Need to catch up man.
Quote:
Originally Posted by Unregistered View Post
Couple 55 & 59

Passive income: $400-450K varies depending on dividends. Expenses about $300k so still saving and reinvesting about $100-150k per year. About $45k per year in CPF interest remains in CPF. Redeploying $900k of CPF in Ordinary Accounts into higher yielding investments could potentially give us another $30k in extra passive income, but keeping it there for a rainy day and 2.5% is fine. Expecting another $48-60k combined per year from our SRS accounts when we both hit 62. We have property investments, but don't rent them out. Some relatives live in them. CPF Life should also give us about $40k per year in income when we both hit 65. So our passive income is expected to continue to rise over time and I estimate will reach $600k by the time we are 65.

Sources:

CPF: $45k from both of us based on $1.5m+ in CPF with both retirement accounts topped up and currently $250-260k each. Ordinary accounts around $900k+
About $400K in 2016 from $7.5m portfolio of high dividend blue chips, REITS, preference shares, bond ladders
Reply With Quote
Reply

Bookmarks

« Previous Thread | Next Thread »

Posting Rules
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Compare Your Annual Income 2015 admin Income and Jobs 7 03-11-2016 12:42 AM
Passive Income - Unstoppable Success kelvin2396 Marketplace and Find Work 0 19-08-2015 06:02 PM
Passive Income Salary.sg Income and Jobs 44 09-07-2014 11:32 PM
Active Income vs Passive Income admin Income and Jobs 1 12-05-2014 02:58 PM
Opportunity to earn monthly passive income! wimblix Marketplace and Find Work 0 21-05-2013 11:34 AM

» 30 Recent Threads
NCS (SingTel subsidiary) ( 1 2 3... Last Page)
1,873 Replies, 1,675,906 Views
GovTech ( 1 2 3... Last Page)
10,251 Replies, 4,492,164 Views
Accenture Singapore ( 1 2 3... Last Page)
9,589 Replies, 3,679,599 Views
DSTA (under Mindef) ( 1 2 3... Last Page)
2,031 Replies, 2,057,229 Views
Civil Service Mid-Year Bonus 2026:...
5 Replies, 1,564 Views
LTA (Land Transport Authority) ( 1 2 3... Last Page)
1,460 Replies, 967,397 Views
Career as Teacher ( 1 2 3... Last Page)
14,217 Replies, 9,753,574 Views
Q: Big4 - Yearly salary increment ( 1 2 3... Last Page)
22,084 Replies, 7,751,410 Views
Whats your net worth ( 1 2 3... Last Page)
2,991 Replies, 1,606,794 Views
Lawyer Salary ( 1 2 3... Last Page)
22,811 Replies, 13,525,352 Views
Hospital (Private or Public)... ( 1 2 3... Last Page)
1,908 Replies, 1,072,046 Views
Civil Svc/ Statboard - Typical... ( 1 2 3... Last Page)
7,806 Replies, 5,130,586 Views
NTU (non-faculty) ( 1 2 3... Last Page)
207 Replies, 304,176 Views
Anyone heard of Morrow aka Morrow... ( 1 2 3... Last Page)
75 Replies, 13,863 Views
Synapxe, formerly IHiS (Integrated... ( 1 2 3... Last Page)
1,012 Replies, 864,148 Views
DSO (under Mindef) ( 1 2 3... Last Page)
94 Replies, 127,656 Views
Advice for SAF regular pls ( 1 2)
16 Replies, 29,192 Views
Anyone jobless for a long time... ( 1 2 3... Last Page)
3,624 Replies, 2,218,824 Views
ITE Polytechnic Scheme ( 1 2 3... Last Page)
446 Replies, 591,944 Views
cat2 security clearance processing... ( 1 2 3)
23 Replies, 1,764 Views
Jeppesen
1 Replies, 1,853 Views
merit increment in civil service ( 1 2 3... Last Page)
338 Replies, 437,364 Views
Civil Servant Bonus Mid-2025 ( 1 2)
12 Replies, 12,188 Views
GIC (Government of Singapore... ( 1 2 3... Last Page)
443 Replies, 927,513 Views
Compare civil service salary ( 1 2 3... Last Page)
17,239 Replies, 15,555,858 Views
Job Application with MOE... ( 1 2 3... Last Page)
595 Replies, 840,191 Views
How is life as a doctor in... ( 1 2 3... Last Page)
11,338 Replies, 5,005,741 Views
GCB realtor?
1 Replies, 234 Views
Sats ( 1 2 3)
24 Replies, 39,518 Views
HTX (Home Team Science and... ( 1 2 3... Last Page)
1,384 Replies, 1,098,085 Views
Powered by vBadvanced CMPS v3.2.2



All times are GMT +8. The time now is 02:16 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2026, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2