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Let's say work 8h a day 5 days a week 52 weeks a year = $160x8x5x52 = $332,800 Let's say work 8h a day 5 days a week 48 weeks a year = $160x8x5x48= $307,200 Let's say work 12h a day 7 days a week 52 weeks a year = $160x12x7x52=$698,880 Let's say work (7am to 12MN everyday) 17h a day 7 days a week 52 weeks a year = $160x17x7x52=$990,080 (STILL CANNOT HIT $1M!!!) Sigh...... |
S$160 per hr rates are quite rare. Usually S$100-120. Occ more. So won't be able to earn that much as a locum.
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The only way to earn big money fast and safely is to invest in properties in Sg. Especially freehold landed or condos. They can make money while u sleep in a way like passive income. We have made a million dollars with our 2 previous properties that we live in and close to another million in the one we currently live in.
Earn a good income to secure a bank loan to invest in property. Most of the time, you won't go wrong. Do the asset progression from hdb to condo to landed andretire rich and possibly early too. |
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Good ey. 1. To me, it just sound like you not confident in ability to pass m.med otherwise u ok with a OPS career. 2. not entirely true about the qualification part. 3. if u can't pass m.med then private gps $200K per annum is really not bad compared to your MO pay ( which isn't too bad TBH nowadays). 4. most lao jiao GDFMers dont do M.med. Their basic after a few years already match a M.meder. They only lose out 600 dollars from their GDFM vs a m.med. If they are senior FP , there is no difference. 5. i guess u sorted out the different pathway. Good to have a plan. 6. jiayou la. normal in r3 to feel cannot pass. Those feel very zai in R3 50% end up failing based on my experience. If u want to really pass, suggest u stay R4 in ops. That's when u really REALLY improve because everyone preparing u for it, u preparing for it also and got a team of batchmates cry together. You go private land, its yourself la-la ing away one. Go home after 1 long day without any driver, all u want to do is netflix and chill and after a while u begin to tell yourself this is not bad, aiyah , why work hard -> you have gone to the dark side liao. |
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Bank employees get preferntial rates and approvals for mortgages But seriously this rise in property prices bodes ill for the future Generations. Harder and harder now. Can wages keep up? Property is meant for living in. Not making investors rich. |
ppl flipping properties, meanwhile i’m struggling to pay off my apartment at 4.5% interest.
We doing the same job? |
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I am a new GDFM FP. Can i check whats the base senior Fp salary for GDFM . There is only one senior FP GDFM in my clinic who is too senior for me to casually ask, rest have left.
I am not doing MMED due to personal reasons and family commitments. I cant go private as i cant do nights as i have small kids.. feel abit stuck as GDFM FP. |
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Often answer might be lawyer or banker. Why you call it apartment? You also overseas? |
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