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Search: Posts Made By: newbi3
Forum: Income and Jobs 08-10-2015, 11:12 AM
Replies: 7
Views: 2,694
Posted By newbi3
Are you in the industry? If not, don't talk so...

Are you in the industry? If not, don't talk so much like you know it?


I have been offered for both positions therefore I'm asking for opinions.
Forum: Income and Jobs 08-10-2015, 11:10 AM
Replies: 6,927
Views: 2,931,939
Posted By newbi3
They do. My cousin got rejected. I was quite...

They do. My cousin got rejected. I was quite shock though. Thought their barrier of entry is low.
Forum: Income and Jobs 02-10-2015, 08:14 PM
Replies: 7
Views: 2,694
Posted By newbi3
Both are sales position. But different clientele....

Both are sales position. But different clientele. Why would you go for retail banking?
Forum: Income and Jobs 02-10-2015, 07:46 PM
Replies: 7
Views: 2,694
Posted By newbi3
SME VS Retail Banking

If you got offered for both, which will you choose and why? :D

Anyone here in either of the role?
Forum: Income and Jobs 01-10-2015, 08:20 AM
Replies: 6,927
Views: 2,931,939
Posted By newbi3
Same goes for local uni students as well right?...

Same goes for local uni students as well right? There are outliers as well.

Just chill man guys.
Forum: Income and Jobs 25-09-2015, 11:54 PM
Replies: 1
Views: 1,730
Posted By newbi3
Do you have any past job experience as a Bank...

Do you have any past job experience as a Bank Analyst role or to boost up your experience for higher pay negotiation? If not, just take the offer first, and work for 1 year or 2. And job hop and ask...
Forum: Income and Jobs 23-09-2015, 10:33 AM
Replies: 19
Views: 16,501
Posted By newbi3
Okay! All the best! :) :o

Okay! All the best! :) :o
Forum: Income and Jobs 21-09-2015, 11:22 PM
Replies: 19
Views: 16,501
Posted By newbi3
So, what is your decision? :D

So, what is your decision? :D
Forum: Income and Jobs 19-09-2015, 11:33 PM
Replies: 19
Views: 16,501
Posted By newbi3
There are people who left the bank and join FI,...

There are people who left the bank and join FI, and people leave FI to join the bank. So, it is really up to individual preference.
Forum: Income and Jobs 19-09-2015, 11:20 PM
Replies: 19
Views: 16,501
Posted By newbi3
Frankly speaking, it is no difference between a...

Frankly speaking, it is no difference between a Bancasurrance and Insurance Agent. Just that you are working under a bank. It sounds glamorous to be working in the bank, but people in the industry...
Forum: Income and Jobs 19-09-2015, 03:28 PM
Replies: 19
Views: 16,501
Posted By newbi3
If you are looking at banks for both roles, then...

If you are looking at banks for both roles, then yes, either route will bring you to be a RM or Branch Manager if you do well. All are just names. You are still a sales man, just with or without...
Forum: Income and Jobs 19-09-2015, 03:25 PM
Replies: 19
Views: 16,501
Posted By newbi3
Your PBA is it referring to UOB? If you are...

Your PBA is it referring to UOB? If you are referring to UOB, then are you okay with the job scope for 6 months? You will be stationed at the ATM machines and go for road shows for that 6 months as a...
Forum: Income and Jobs 18-09-2015, 08:23 AM
Replies: 19
Views: 51,212
Posted By newbi3
4k!? That's high man. Higher than PFC starting...

4k!? That's high man. Higher than PFC starting pay.

How is the quota for monthly sales?
Forum: Income and Jobs 18-09-2015, 12:01 AM
Replies: 6,927
Views: 2,931,939
Posted By newbi3
Then if that is the case, what's the big hooha...

Then if that is the case, what's the big hooha about NUS not employing their own PHD students? :rolleyes:
Forum: Income and Jobs 17-09-2015, 12:31 AM
Replies: 31
Views: 14,800
Posted By newbi3
For another local bank, when you are in a sales...

For another local bank, when you are in a sales role (commercial banking, PFC, etc) you do not have bonuses. You only have your basic and commission (if you hit the sales target).

I'm not too sure...
Forum: Income and Jobs 17-09-2015, 12:29 AM
Replies: 31
Views: 14,800
Posted By newbi3
What is a MX?

What is a MX?
Forum: Income and Jobs 16-09-2015, 11:04 AM
Replies: 31
Views: 14,800
Posted By newbi3
You don't seem to understand the role of a...

You don't seem to understand the role of a private banker. A private banker is a sales man (no diff from being a personal banker, just that private banker is one who sells a whole range of products,...
Forum: Income and Jobs 16-09-2015, 10:13 AM
Replies: 31
Views: 14,800
Posted By newbi3
So, you are saying private banking need a higher...

So, you are saying private banking need a higher qualification? :rolleyes:

Of course, those who are in private banking are high flyers and have connection or were from investment banking. Like...
Forum: Income and Jobs 15-09-2015, 09:35 PM
Replies: 31
Views: 14,800
Posted By newbi3
I'm talking about Personal Banker/Personal...

I'm talking about Personal Banker/Personal Financial Consultant (which sells insurance and investment), which eventually will move up to RM, and then premier banking. While Bancassurance (only does...
Forum: Income and Jobs 15-09-2015, 09:32 PM
Replies: 31
Views: 14,800
Posted By newbi3
That is what I thought so too. OCBC did gave a...

That is what I thought so too. OCBC did gave a career progression pamphlet. It shows sales route and management route. Sales route eventually will get into private banking. But of course, if you...
Forum: Income and Jobs 14-09-2015, 08:59 PM
Replies: 31
Views: 14,800
Posted By newbi3
Personal Financial Consultant in Financial Institute VS Bank

As above! Anyone been through both of them? What are the pros and cons?

Banks
Pros
More structured and proper training
Selling of more products as you move up (into premier/private banking)
...
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