i agree with u til the point u brought up "One Creator", u dictate ur life, if any at all, The Creator assits in ur mindset.

Statements like these are made by people who cannot make it to console themselves. Both the journey and the destination are important. While getting to the destination, people also want to enjoy the journey.

Type in YouTube "success in this life and the hereafter" for the true meaning of success.

Sad
 

Stocks: 100 million, cash: 5million, thru inheritance. But I still feel poor.

You shouldn't convert those rupiah to S$ and you won't be sad. Better still you should go back to Indo where the cost of living is much lower.

Haha we have sour grapes here.

Majority
 

We need to be sensitive; not the majority of the population is a millionaire. Average middle income is about 3-4k, so go figure how many years will it take to have savings of 1m.

100x richer than other people and still feel poor? Saying that is equivalent to insulting majority of the people, where some are even struggling to feed their families. Sour grapes? I don't think so.

Totally agree. I'm a multi millionaire but I don't go around in forums like this to gloat how rich I am. I'm just a humble guy with a few properties, big stocks portfolio and I don't need to work for people. I spend my time watching my wealth portfolio grow.

I am lucky to be a millionaire too. My 5 room HDB flat (no more loan) is now worth $650k. My CPF (OA + SA + Medisave) has $250k and my cash is $100k. So, my wealth is $1m in total. I am so happy that I am a millionaire now at only 55 years old. My relatives look up to me because I told them I am a millionaire now.

Just to inform you, you are not a millionaire.
Your house, even if it is worth $650k, you cant sell it. It is an essential necessity. Where will you live if you sell it ? What will happen to your children, your wife, also you will be giving up comfort of your place where you might have been living for a long time now. Unless, you are single and will plan to downgrade , even still the net savings (in cash) will be around $200k. So, in summary, dont include worth of house.

Only include investment properties - properties you don't live in. You can sell them if required.

Next, your OA, SA, Medisave is nothing. Can you take it out? No, you cant. Stop dreaming that you will ever be able to use it "YOURSELF". It might pass to your next generation once you say bye bye to the world. You can use some of the money in it for your medical expenses, but remember, there are upper limits to withdrawal. You will never be able to use it to cover your expenses. And since you are a proclaimed "millionaire", god forbid if you are sick, will you stay in Restructured hospital Class C with 12 other people warded? If yes, then good for you as you will be able to withdraw a higher amount and also enjoy higher subsidy but not ALL.

Finally, lets talk about cash. $100K. This is your real net worth now. It is liquid money that you can use when required. And its worth will keep decreasing as inflation rises.

Also, remember, if you think that down the years, you will be able to sell your house and make profit.. you are wrong here. By that time, even though property prices would have increased, the same would mean that inflation increased and your 1 room or 2 room house will be at comparable cost. In short, you will still save around $200k to $250k.