28 YO , 4.2k / mth , 6 mth bonus. 2nd lower hons engineering grad.
No car, no house, staying with parents. around 60k in stocks and 40k cash savings. wow being an engineer really sucks compared to financial sector folks here... |
Many lies and hypocrites here.
This is realistic: Husband, 50, driving taxi. Wife, 45, clerk. Annual income $60k pa. Live happily in a 4 room HDB flat, bought cheap from HDB directly, loan paid up. Retirement plan - Retire at 70, sell flat and buy a studio flat for the elderly. Be happy. Noone owes you a living. |
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We are a mid forties graduate couple and our combined income is $160k pa. We live in a condo worth $1m and our CPF and cash savings in total is $300k. We have paid up our mortgage and car loans.
I am sure there are many here who are doing much better than us. However we are contented as we no longer have any debt. We can sleep in peace. As a family we strive to keep our expenses as low as possible. For instance, we don't use the car if not necessary. We feel blessed that we can still afford to own and live in a condo unit whereas we know there are a million households in Singapore who are still living in public housing as 80% of Singaporeans live in HDB flats. We are among the lucky few who can afford a condo. We are indeed happy. |
landing arcruri
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After getting married and pooling resources together with my spouse, we are now living in a condo. And with regular increments every year and not buying a car, we managed an investment property as well. So, you are doing fine for your age... steady saving and wise investments make a huge difference over time. |
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