Yeah, no. You sound like a fking retard when you write this, how do you expect people to believe that you make 13k at 29? 13k/annual more likely.

Sure, it's a different world and generation nowadays. Good for you that you earn more than me at 25 but there is always another person out there earning more than you. Just enjoy what you have for now and make sure you make wise career decisions to sustain your lifestyle and accumulate more wealth for the next 40 years. All the best.

what world u living in? 13k for a specialised trchskill set at that age is pretty common.
I'm 35 and tracking close to 20k.

Is that inclusive of bonus as well?

Wow! Lots of ultra high income earners... But please, check your facts. There's a limit to how much you can top up into SA. Once maxed out, you can't top-up even if you want to. So if like what some peeps here claimed, i.e., they topped up $60K/$70K per year for 4 years, they would have max out their SA by the third year (since monthly CPF contributions from income gets divided into OA, SA and MA as well).

Plus, only $7K per year is eligible for tax relief, anything above that does not provide any additional tax benefits. I made the mistake of "over" topping up my SA previously and now, I'm no longer able to enjoy this tax relief. So, if you're smart, you would have avoid making the same mistakes as me.

https://.cpf.gov.sg/member/infohub/educational-resources/retirement-sum-topping-up-scheme--a-guide

Bank IT
72k
And in order to manage the budget properly, I use the budgeting app s://.jipay.app/family

Using a trash scam budgeting app explains your dismal salary

20k earners don't visit this forum u fking insecure clown ass. you're probably 45 making 2k lol

yes. inclusive, so that is not very high in the world of tech

why do you sound so angsty? 20k earners like I said, is really not a lot in the world of tech. we work hard to earn our keep just like everyone else. if there's someone you should envy, ask the FO folks who cut corporate deals. those are the real high income earners. my annual salary is just a small part of their annual bonus. we are now in 2022, not talking about 1960s salary hor.