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Unregistered 20-05-2015 11:41 AM

Hello all! I'm currently a fresh graduate and I have some questions regarding Personal Bankers.
May I know what is the minimum requirement to become a Personal Banker?
What banks do you guys recommend joining?
Would it be a good platform, in terms of venturing into the banking industry as a first job?
How's the life of a PB like?

Thanks alot!

Unregistered 20-05-2015 11:43 AM

Quote:

Originally Posted by Unregistered (Post 66954)
Hello all! I'm currently a fresh graduate and I have some questions regarding Personal Bankers.
May I know what is the minimum requirement to become a Personal Banker?
What banks do you guys recommend joining?
Would it be a good platform, in terms of venturing into the banking industry as a first job?
How's the life of a PB like?

Thanks alot!

Give a discount to the salary and add a premium to the workload. That's the day to day life of most PBs.

Unregistered 20-05-2015 12:31 PM

Quote:

Originally Posted by Unregistered (Post 66954)
Hello all! I'm currently a fresh graduate and I have some questions regarding Personal Bankers.
May I know what is the minimum requirement to become a Personal Banker?
What banks do you guys recommend joining?
Would it be a good platform, in terms of venturing into the banking industry as a first job?
How's the life of a PB like?

Thanks alot!

not mch needed. personal banker is just a sexier name for consumer banking operations. main job is operations/admin related + sales component

for this type of basic level, doesn't really matter which bank, all about the same. anyway high turnover and most dun stay for long. just join then hop when u sian or get another offer.

Unregistered 20-05-2015 03:47 PM

Quote:

Originally Posted by Unregistered (Post 66959)
not mch needed. personal banker is just a sexier name for consumer banking operations. main job is operations/admin related + sales component

for this type of basic level, doesn't really matter which bank, all about the same. anyway high turnover and most dun stay for long. just join then hop when u sian or get another offer.

I see. Thank you so much for your insights! I have heard from some people that the high sales quota is rather difficult to attain, bank will ask you to leave after not hitting quota for 3 months. However others said that's not true. So contradicting.
Trying to seek more views from the rest.

Unregistered 20-05-2015 04:09 PM

Quote:

Originally Posted by Unregistered (Post 66965)
I see. Thank you so much for your insights! I have heard from some people that the high sales quota is rather difficult to attain, bank will ask you to leave after not hitting quota for 3 months. However others said that's not true. So contradicting.
Trying to seek more views from the rest.

no value in asking. most sales quota are design that some ppl can get meet some cannot, so asking ard is just gonna get different ppl claiming some easy some hard (which is normal). something is wrong if a bank sales quota everyone claim too easy or too hard.

alot of times depend on ur branch, supervisor, products u assign to sell & luck on type of customer u get. just go in sell as much as u can, if cannot hop to another one. this is the way the game is played.

ur joining as a retail ops sales, not management associate. the way the career & money game is played very different over here.

Unregistered 21-05-2015 08:59 PM

Many girls, and maybe one third of them are hot
Heard from others, get to drink coffee even after branch opens, chit chat till lunch, sit in office for few hours, then prepare to go home.
To me, I think is possible only for the exception 20%, who either have connections and hit the target for the month or those just getting by .

Unregistered 22-05-2015 09:29 AM

dont be disheartened, take the uncharted path
 
as a UOL grad, the best advice i could ever give, is to not follow the convention that most grads go through, i.e. :

1. study hard
2. get good grades
3. get into a top uni
4. study hard
5. get good grades
6. get into a top bank/big4 firm
7. be a salaried employee for life

prove to the nation what SIM grads are worth, get out of your comfort zone, and take the uncharted path. Build your own (honest) business, grow it, and you will work what you do, keep what you earn.

Unregistered 22-05-2015 09:37 AM

Quote:

Originally Posted by Unregistered (Post 67021)
as a UOL grad, the best advice i could ever give, is to not follow the convention that most grads go through, i.e. :

1. study hard
2. get good grades
3. get into a top uni
4. study hard
5. get good grades
6. get into a top bank/big4 firm
7. be a salaried employee for life

prove to the nation what SIM grads are worth, get out of your comfort zone, and take the uncharted path. Build your own (honest) business, grow it, and you will work what you do, keep what you earn.

Sounds like a nice success story, almost like fairy tale. Whatever route one takes, there are bound to be a few success among many failures. After all, it's a personal choice being in entrepreneurship and love the challenges. Employee follow the boss direction while boss set his own direction, that's about what it all matters. Cheers and may all prosper in whatever challenge we face.

Unregistered 22-05-2015 09:47 AM

Quote:

Originally Posted by Unregistered (Post 67021)
as a UOL grad, the best advice i could ever give, is to not follow the convention that most grads go through, i.e. :

1. study hard
2. get good grades
3. get into a top uni
4. study hard
5. get good grades
6. get into a top bank/big4 firm
7. be a salaried employee for life

prove to the nation what SIM grads are worth, get out of your comfort zone, and take the uncharted path. Build your own (honest) business, grow it, and you will work what you do, keep what you earn.

seriously if starting your own business is what you want then don't waste time getting a degree. become a real estate agent or insurance agent right after NS for at least a year to hone your selling skills, then start out on your own.

Unregistered 22-05-2015 09:56 AM

Quote:

Originally Posted by Unregistered (Post 67005)
Many girls, and maybe one third of them are hot
Heard from others, get to drink coffee even after branch opens, chit chat till lunch, sit in office for few hours, then prepare to go home.
To me, I think is possible only for the exception 20%, who either have connections and hit the target for the month or those just getting by .

How is that possible? Why would the bank hire someone just for him/her to slack around and still get paid? Quite nonsense actually. Anyway Personal Banker job always have a high turnover rate.


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