Haha a budget ticket to KL cost like $50 and 4* hotels go for $50-70 a night. If so gian to go KL can always go on his own, don't know why so excited to cheong at Zouk KL.

Having said that, I wouldn't equate Jap banks as "banking industry". They are a unique group that don't really fit in with the rest of the local/foreign banks.