Originally Posted by Unregistered

Initially, there was only program in the bank, which is the MA program. They expanded by adding the T&O GA program in 2011 and further expanded it by adding retail banking sales, management and SME banking in 2013.

Pay have recently been aligned, so all GA program have same pay. MA is on another scale. For 2 year program it is a "given" that you be promoted to associate after 2 years, but that is not in the contract so it can be taken away. Salary progression was good, but it is not pretty in the recent years.

One thing to note is that you have absolutely no choice in your placement of departments, functions or markets for the first year. And once you are in that market, you can never go to another one. Second year rotation are based on the wimps of the GA MC, unless you are A, really really good, or B, on really good relationship with the MC, you will never get the rotation you want.

personal advice, come in as a fresh hire, more opportunities abound, better pay potential and greater control on your department of choice