It's a scam only because you guys are so dense, hard to teach.

For most of us without the benefit of old money, wealth has to be built up brick by brick. The path we took to build it up may sound silly to you but it worked for us. At the very core of it, is hard work, tenacity and the belief that you can do it.

Giving tuition early in my career allowed me to get my first car. That car allowed me to attend night classes for my post grad studies, and to go on dates that led to me to marrying the girl of my dreams. My career just took off from there.

With each brick in place, adding to them became easier.

All I can say is young people nowadays are impatient to get rich not knowing that there is effort (lots of effort) involved.

At our current stage in life, we are very contented and feel fulfilled not just because of our wealth but more because of the knowledge that we got to where we are through our own hardwork and of course good fortune.