Sorry to stop the rather interesting conversation going on, but I have a situation in which I need those more senior and experienced people for advice.

I'm in my late 20s, and currently have a stable job with a decent monthly. I think I am going somewhere in my current organisation (recently promoted), but of course unable to verify so. I've recently gotten an offer elsewhere, with >20% increment in salary (4 digit increment). Job scope is different, not something I am currently doing nor wish to hone my experience in. Not so sure about the career development there as well.

I'm married, no kids, with housing loans to pay. Should I go ahead with the offer, or stick it out in my current organisation?